45 Tulip Dr, Conowingo, MD 21918 Property Records

Cecil County property record for 45 Tulip Dr, Conowingo, MD 21918

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,508 sqft · built 2006
Lot Size	0.533 acres (23,238 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Apr 2017)
Tax Bill	$3,414 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Sep 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-030975`

Property Details

APN / Parcel Number

Primary APN	`07-030975`
Alternative APNs	`7030975` `030975`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,508 sqft Total Area
Basement Area	1,131 sqft
Finished Basement	1,131 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	23,238 sqft (0.533 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	76 sqft
Deck Area	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	030975
Street Address	45 TULIP DR
City	CONOWINGO
State	MD
Zip	21918-1928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 58 - .534 ACRE 45 TULIP DRIVE HOLLAND ACRES
Legal Subdivision	HOLLAND
Legal Lot Number	58
Jurisdiction	CECIL MD
Township / Civil Division	7, PORT DEPOSIT
Census Block Group	1
Census Block	1002
Census Tract	31201

Owner

Source: Cecil County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 TULIP DR, CONOWINGO, MD 21918-1928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Sep 22, 2017	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Apr 28, 2017	Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2017 · Amount on Record
Deed Sale	Apr 28, 2017 · Amount on Record
Prior Sale	Oct 30, 2006 · Amount on Record
Deed Book / Page	4057 / 33
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CECIL MD
Property Address	45 TULIP DR, CONOWINGO, MD 21918-1928
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046690498
Date	Aug 31, 2020
Book Page	4669/498

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Jul 1, 2040

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CECIL MD
Recording Date	Sep 22, 2017
Property Address	45 TULIP DR, CONOWINGO, MD 21918-1928
Document Number	0041350055
Book / Page	004135 / 000055
Instrument Date	Sep 5, 2017
Transaction Type	Transfer
Record Updated	Nov 23, 2017
Title Company	KIRSH TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$227.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	45 TULIP DR CONOWINGO MD 219181928, CONOWINGO, MD 21918-1928

Mortgage

Document Number	41350060
Date	Sep 22, 2017
Book Page	004135/000060

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2047

April 2017: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	CECIL MD
Recording Date	Apr 28, 2017
Property Address	45 TULIP DR, CONOWINGO, MD 21918-1928
Document Number	0040570033
Book / Page	004057 / 000033
Instrument Date	Feb 1, 2017
Transaction Type	Foreclosure
Record Updated	Feb 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$220.00
Amount Accuracy	Confirmed
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	1600 S DOUGLASS RD #200-A ANAHEIM CA 928065948, 200-A, ANAHEIM, CA 92806-5948
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cecil County assessment roll, as of August 12, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Cecil County
Unified School District	Cecil County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$330,100 (+27.26%) Land $61,600 Building $268,500	$330,100 (+27.26%) Land $61,600 Building $268,500
2025	$3,414.00 (+53.51%)
2023	$2,224.00	$259,400 Land $61,600 Building $197,800	$259,400 Land $61,600 Building $197,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	33 units insured incl. 24 condo units
Nearby Flood Claims	10 (1978–2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Armstrong Cable	1,000 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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