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46 Teal Cir, Berlin, MD 21811 Property Records

Worcester County property record for 46 Teal Cir, Berlin, MD 21811

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,997 sqft · built 1985
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$932,521 (Jul 2026)
Tax Bill$4,332 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN03-093778

Property Details

APN / Parcel Number

Primary APN03-093778
Alternative APN
  • 093778

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,997 sqft Total Area
AtticAttic
Attic Area42 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area5,000 sqft (0.115 acres)
View / LotWaterfront
Garage TypeAttached
Garage Area315 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchPorch
Porch Area126 sqft
Deck Area162 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number093778
Street Address46 TEAL CIR
CityBERLIN
StateMD
Zip21811-1542
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionLOT C O4 O57 5000 SQ FT TEAL CIRCLE PLAT OCEAN PINES SEC 4
Legal SubdivisionOCEAN PINES SEC 04
Legal Lot NumberC,O4
JurisdictionWORCESTER MD
Township / Civil Division6, NORTHERN
Census Block Group1
Census Block1003
Census Tract950600

Owner

Source: Worcester County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address55 COUNTRY SIDE DR, CARLISLE, PA 17013-8419
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 10, 2026 · Amount on Record
Deed SaleJul 10, 2026 · Amount on Record
Prior SaleAug 12, 2009 · Amount on Record
Deed Document Number2026
Deed Book / Page9182 / 133
Transfer Doc0000328163
Record UpdatedSep 20, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionWORCESTER MD
Recording DateJul 10, 2026
Property Address46 TEAL CIR, BERLIN, MD 21811-1542
Document Number9182000133
Book / Page9182 / 133
Instrument DateJun 26, 2026
Transaction TypeTransfer
Record UpdatedJul 21, 2026
Title CompanyLAKESIDE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$94,184.52
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address55 COUNTRY SIDE DR, CARLISLE, PA 17013-8419

Mortgage

Document Number9182000139,
DateJul 10, 2026
Book Page9182/139
Lender
NameSWBC MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of July 31, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyWorcester County
Unified School DistrictWorcester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$522,000 (+11.21%)$574,600 (-) Land $197,500 Building $377,100
2025$4,332.00 (+14.39%)$469,400 (+18.61%)$574,600 (+37.86%) Land $197,500 Building $377,100
2023$3,787.00$395,767$416,800 Land $178,000 Building $238,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation5.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 351 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies388 units insured
incl. 37 condo units
Nearby Flood Claims78 (1978–2021)
Claims Outside the SFHA13 of 78
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 7 claims
  • Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCEAN PINES
serves 11,890 people · EPA ID MD0230005
Water SourceGroundwater
Last State InspectionJan 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Teal Cir

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