46 Surfside Rd, Nantucket, MA 02554 Property Records

Nantucket County and Nantucket Town property record for 46 Surfside Rd, Nantucket, MA 02554

Property Summary

Property TypeMixed Use Commercial Office / Residential
Details5 bd · 2 ba · 1,540 sqft · built 1940
Lot Size0.262 acres (11,420 sqft)
OwnerCompany Name on Record
Last Sale$1,100,000 (Jan 2019)
Tax Bill$7,515 (2024)
Deeds & MortgagesDec 2021 Refinance
Dec 2020 Construction Loan
Flood ZoneZone X (minimal risk)
APNNANT M:00067 P:00120-3

Property Details

APN / Parcel Number

Primary APNNANT M:00067 P:00120-3
Alternative APNs
  • M:00067 P:00120=3
  • 5423

Interior

Bedrooms5 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,540 sqft Living Area
Gross Area3,661 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleBungalow
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,420 sqft (0.262 acres)
Deck AreaDeck Area
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Account Number5423
Street Address46 SURFSIDE RD
CityNANTUCKET
StateMA
Zip02554-2864
Property CategoryCommercial
Property TypeCommercial > Office > Mixed Use Commercial Office / Residential
Local Zoning CodeCN
JurisdictionNANTUCKET MA
Township / Civil DivisionNANTUCKET
Census Block Group1
Census Block1019
Census Tract950201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Nantucket Historic District
listed 1966 · National Historic Landmark (designated 1966) · NRIS 66000772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Nantucket County and Nantucket Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address221 MADAKET RD, NANTUCKET, MA 02554-2620
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CAPE COD FIVE CENTS SAVINGS BANK
Dec 2, 2020Deed of Trust, Mortgage · Construction Mortgage
CAPE COD FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 30, 2019 · Amount on Record
Deed SaleJan 30, 2019 · Amount on Record
Prior SaleApr 22, 2014 · Amount on Record
Deed Document Number2019160850
Record UpdatedJun 8, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNANTUCKET MA
Property Address46 SURFSIDE RD, NANTUCKET, MA 02554-2864
Transaction TypeMortgage
Record UpdatedMay 21, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000172386
DateDec 21, 2021
Instrument172386
Lender
NameCAPE COD FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNANTUCKET MA
Property Address46 SURFSIDE RD, NANTUCKET, MA 02554-2864
Transaction TypeMortgage
Record UpdatedMay 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000167466
DateDec 2, 2020
Instrument167466
Lender
NameCAPE COD FIVE CENTS SAVINGS BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Nantucket County and Nantucket Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNantucket County
County SubdivisionNantucket Town
Unified School DistrictNantucket School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$2,524,300 (+5.14%) Land $595,100 Building $1,929,200
2024$7,515.00 (+160.67%)$2,400,800 (+12.38%) Land $545,500 Building $1,855,300
2023$2,136,400 Land $538,600 Building $1,597,800
2021$2,883.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWANNACOMET WATER COMPANY
serves 27,703 people · EPA ID MA4197000
Water SourceGroundwater
Last State InspectionMay 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting67
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000

May also be available: Verizon.

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