39 Surfside Rd, Nantucket, MA 02554 Property Records

Nantucket County and Nantucket Town property record for 39 Surfside Rd, Nantucket, MA 02554

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 2,298 sqft · built 2021
Lot Size	0.165 acres (7,178 sqft)
Owner	Individual Name on Record
Last Sale	$795,000 (May 2018)
Tax Bill	$4,823 (2026)
Deeds & Mortgages	Mar 2022 Refinance Mar 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`NANT M:00055 P:00438`

Property Details

APN / Parcel Number

Primary APN	`NANT M:00055 P:00438`
Alternative APN	`3696`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,298 sqft Living Area
Gross Area	2,905 sqft
1st Floor Area	870 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,178 sqft (0.165 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	3696
Street Address	39 SURFSIDE RD
City	NANTUCKET
State	MA
Zip	02554-6055
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Jurisdiction	NANTUCKET MA
Township / Civil Division	NANTUCKET
Census Block Group	2
Census Block	2012
Census Tract	950201

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Nantucket Historic District listed 1966 · National Historic Landmark (designated 1966) · NRIS 66000772

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Nantucket County and Nantucket Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	39 SURFSIDE RD, NANTUCKET, MA 02554-6055
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK
Mar 5, 2018	Deed of Trust, Mortgage · Closed-End Mortgage CAPE COD FIVE CENTS SAVINGS BANK
May 30, 2018	Quit Claim Deed, Transfer CAPE COD FIVE CENTS SAVINGS BANK
Jul 14, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2018 · Amount on Record
Deed Sale	May 30, 2018 · Amount on Record
Deed Book / Page	1647 / 341
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NANTUCKET MA
Property Address	39 SURFSIDE RD, NANTUCKET, MA 02554-6055
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001886-168
Date	Mar 25, 2022
Book Page	1886/168
Instrument	202200000837

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NANTUCKET MA
Property Address	39 SURFSIDE RD, NANTUCKET, MA 02554-6055
Transaction Type	Mortgage
Record Updated	May 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001635-291
Date	Mar 5, 2018
Book Page	1635/291
Instrument	653

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Mar 1, 2043

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NANTUCKET MA
Recording Date	May 30, 2018
Property Address	39 SURFSIDE RD, NANTUCKET, MA 02554-6055
Document Number	001647-341
Book / Page	1647 / 341
Instrument	1505
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$19.71
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	39 SURFSIDE RD, NANTUCKET, MA 02554-6055

Mortgage

Document Number	0016480001
Date	May 30, 2018
Instrument	01648/0001

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 30, 2048

Interest

Rate	3.63%
Max Rate At Change	60.1%
Max Rate	2.75%

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NANTUCKET MA
Recording Date	Jul 14, 2017
Property Address	39 SURFSIDE RD, NANTUCKET, MA 02554-6055
Document Number	1599-339
Book / Page	001599 / 000339
Instrument Date	Jun 14, 2017
Instrument	2075
Transaction Type	Transfer
Record Updated	Aug 1, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	39 SURFSIDE RD NANTUCKET MA 025546055, NANTUCKET, MA 02554-6055

Tax Assessment & Valuation

Source: Nantucket County and Nantucket Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Nantucket County
County Subdivision	Nantucket Town
Unified School District	Nantucket School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,823.00 (-4.68%)	$1,545,800 (+0.19%) Land $633,600 Building $912,200	$1,994,475
2025	$5,060.00 (+9.86%)	$1,542,800 (+4.84%) Land $576,000 Building $966,800
2024	$4,606.00 (+25.16%)	$1,471,600 (+28.36%) Land $528,000 Building $943,600
2023	$3,680.00	$1,146,500 Land $521,200 Building $625,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 7, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WANNACOMET WATER COMPANY serves 27,703 people · EPA ID MA4197000
Water Source	Groundwater
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	67 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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