Caldwell County property record for 46 Sunset St, Granite Falls, NC 28630
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,125 sqft · built 1985 |
| Lot Size | 0.413 acres (18,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $86,000 (Jul 2009) |
| Tax Bill | $963 (2026) |
| Deeds & Mortgages | Sep 2025 Line of Credit Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08 24A 1 10 |
| Primary APN | 08 24A 1 10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,125 sqft Heated Area |
| Gross Area | 2,000 sqft |
| 1st Floor Area | 1,125 sqft |
| Basement Area | 563 sqft |
| Finished Basement | 563 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Split Level |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,000 sqft (0.413 acres) |
| Lot Dimensions | 180 ft deep x 100 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 24 sqft |
| Deck Area | 288 sqft |
| Patio Area | 288 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 138926 |
|---|---|
| Street Address | 46 SUNSET ST |
| City | GRANITE FALLS |
| State | NC |
| Zip | 28630-1334 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 1717 PG 180 YR 09 ST 172.00 |
| Legal Subdivision | ACE E YOUNT & MELENA B YOUNT |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOVELADY |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 31402 |
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46 SUNSET ST, GRANITE FALLS, NC 28630-1334 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 3, 2025 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Nov 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage JP MORGAN CHASE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 10, 2009 · Amount on Record |
| Deed Sale | Jul 10, 2009 · Amount on Record |
| Prior Sale | Mar 31, 2009 · Amount on Record |
| Deed Book / Page | 1717 / 180 |
| Prior Transfer Date | Mar 10, 2008 |
| Prior Transfer Doc | 0016721838 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 46 SUNSET ST, GRANITE FALLS, NC 28630-1334 |
| Transaction Type | Mortgage |
| Record Updated | Nov 18, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0021440142 |
|---|---|
| Date | Sep 3, 2025 |
| Book Page | 2144/142 |
| Instrument | 10110479 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 25279, RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 46 SUNSET ST, GRANITE FALLS, NC 28630-1334 |
| Document Number | 0010039144 |
| Instrument Date | Nov 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 46 SUNSET ST GRANITE FALLS NC 286301334, GRANITE FALLS, NC 28630-1334 |
| Document Number | 0010039144 |
|---|---|
| Date | Dec 3, 2019 |
| Book Page | 001977/000221 |
| Instrument | 10039144 |
| Name | JP MORGAN CHASE BK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240-2050 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 2, 2049 |
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Granite Falls Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $963.00 (-25.35%) | $202,000 (-) Land $10,800 Building $191,200 | |
| 2025 | $1,290.00 (+48.96%) | $202,000 (+47.02%) Land $10,800 Building $191,200 | $202,000 (+47.02%) Land $10,800 Building $191,200 |
| 2023 | $137,400 (-) Land $10,800 Building $126,600 | $137,400 (-) Land $10,800 Building $126,600 | |
| 2022 | $866.00 | $137,400 Land $10,800 Building $126,600 | $137,400 Land $10,800 Building $126,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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