25 Sunset St, Granite Falls, NC 28630 Property Records

Caldwell County property record for 25 Sunset St, Granite Falls, NC 28630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,472 sqft · built 2001
Lot Size	0.399 acres (17,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$245,000 (Sep 2021)
Tax Bill	$1,987 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08 23A 1 22`

Property Details

APN / Parcel Number

Primary APN	`08 23A 1 22`
Alternative APN	`172648`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,472 sqft Heated Area
Gross Area	3,184 sqft
1st Floor Area	1,472 sqft
Basement Area	1,472 sqft
Unfinished Basement	1,472 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2011
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	17,400 sqft (0.399 acres)
Lot Dimensions	150 ft deep x 116 ft wide

Exterior Amenities

Porch	Slab
Porch Area	144 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	172648
Street Address	25 SUNSET ST
City	GRANITE FALLS
State	NC
Zip	28630-1316
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 2033 PG 994 YR 21 ST 490.00
Legal Subdivision	HUNTERS RIDGE ESTATES
Jurisdiction	CALDWELL NC
Township / Civil Division	LOVELADY
Census Block Group	3
Census Block	3001
Census Tract	31402

Owner

Source: Caldwell County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 SUNSET ST, GRANITE FALLS, NC 28630-1316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2021 · Amount on Record
Deed Sale	Sep 9, 2021 · Amount on Record
Prior Sale	Aug 3, 2009 · Amount on Record
Deed Document Number	202110062473
Deed Book / Page	2033 / 994
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALDWELL NC
Recording Date	Sep 9, 2021
Property Address	25 SUNSET ST, GRANITE FALLS, NC 28630-1316
Document Number	0020330994
Book / Page	2033 / 994
Map Reference	MB 14 PG 235
Instrument Date	Sep 9, 2021
Instrument	10062473
Transaction Type	Transfer
Record Updated	Oct 20, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$490.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25 SUNSET ST, GRANITE FALLS, NC 28630-1316

Mortgage

Document Number	10062474
Date	Sep 9, 2021
Instrument	10062474

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Type Change Date	Oct 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Index	5-Year CMT
Max Rate	9.15%

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of July 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Municipality	Granite Falls Town
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,987.00 (+60.24%)	$312,500 (+57.83%) Land $17,400 Building $295,100	$312,500 (+57.83%) Land $17,400 Building $295,100
2023		$198,000 (-) Land $17,400 Building $180,600	$198,000 (-) Land $17,400 Building $180,600
2022	$1,240.00	$198,000 Land $17,400 Building $180,600	$198,000 Land $17,400 Building $180,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GRANITE FALLS serves 7,318 people · EPA ID NC0114030
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20