46 Sunset Ln, Algona, IA 50511 Property Records

Kossuth County property record for 46 Sunset Ln, Algona, IA 50511

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,210 sqft · built 1981
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Tax Bill	$3,902 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jul 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`19-20-129-003`

Property Details

APN / Parcel Number

Primary APN	`19-20-129-003`

Interior

Full Baths	1 Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,210 sqft Living Area
Basement Area	2,210 sqft
Finished Basement	1,700 sqft
Unfinished Basement	510 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	211 sqft
Deck Area	392 sqft
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	46 SUNSET LN
City	ALGONA
State	IA
Zip	50511-5002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 46 1ST ADD OAK LAKE PROP INC IN
Legal Range	28W
Legal Township	96N
Legal Section	20
Legal Subdivision	OAK LAKE
Legal Lot Number	46
Jurisdiction	KOSSUTH IA
Township / Civil Division	PLUM CREEK
Census Block Group	2
Census Block	2037
Census Tract	950200

Owner

Source: Kossuth County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46 SUNSET LN, ALGONA, IA 50511-5002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
Jul 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
Nov 12, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHWEST BANK
Jul 31, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHWEST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 11, 2007
Transfer Doc	2007/2334
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	46 SUNSET LN, ALGONA, IA 50511-5002
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02022/2591
Date	Aug 30, 2022
Book Page	2022/2591
Instrument	2022 2591

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 15, 2032

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	46 SUNSET LN, ALGONA, IA 50511-5002
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/1977
Date	Jul 6, 2020
Book Page	2020/1977
Instrument	2020 1977

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	108 Months
Due	Aug 15, 2029

Interest

Rate Type	Adjustable Rate

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	46 SUNSET LN, ALGONA, IA 50511-5002
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/1977
Date	Jul 6, 2020
Book Page	2020/1977
Instrument	2020 1977

Lender

Name	NORTHWEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	108 Months
Due	Aug 15, 2029

Interest

Rate Type	Adjustable Rate

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	46 SUNSET LN, ALGONA, IA 50511-5002
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/3501
Date	Nov 12, 2019
Book Page	2019/3501
Instrument	3501

Lender

Name	NORTHWEST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2029

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	46 SUNSET LN, ALGONA, IA 50511-5002
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/2307
Date	Jul 31, 2019
Book Page	2019/2307
Instrument	2307

Lender

Name	NORTHWEST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2029

Tax Assessment & Valuation

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Kossuth County
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,902.00 (-2.11%) Homeowner's exemption	$449,642 (+3.85%) Land $122,220 Building $327,422
2024	$3,986.00 (-0.8%)
2023		$432,972 Land $122,220 Building $310,752	$432,972 (-3.71%) Land $122,220 Building $310,752
2021	$4,018.00		$449,642 Land $122,220 Building $327,422

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 19, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Algona Municipal Utilities Cable	150 / 25

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

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