45 Sunset Ln, Algona, IA 50511 Property Records

Kossuth County property record for 45 Sunset Ln, Algona, IA 50511

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,830 sqft · built 1984
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,238 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Feb 2019 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-20-129-002`

Property Details

APN / Parcel Number

Primary APN	`19-20-129-002`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,830 sqft Living Area
Basement Area	1,498 sqft
Finished Basement	1,110 sqft
Unfinished Basement	388 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Mixed
Garage Area	1,024 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	180 sqft
Patio Area	511 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	45 SUNSET LN
City	ALGONA
State	IA
Zip	50511-5002
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 45 & PARCEL A OF L 44 1ST ADD OAK
Legal Range	28W
Legal Township	96N
Legal Section	20
Legal Subdivision	OAK LAKE
Legal Lot Number	45
Jurisdiction	KOSSUTH IA
Township / Civil Division	PLUM CREEK
Census Block Group	2
Census Block	2037
Census Tract	950200

Owner

45 Sunset Ln is owned and occupied by two individuals who acquired it in February 2009.

Source: Kossuth County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	45 SUNSET LN, ALGONA, IA 50511-5002
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2018	Deed of Trust, Mortgage IOWA STATE SAVINGS BANK
Feb 27, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance IOWA STATE BANK
Aug 26, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 12, 2009
Transfer Doc	0000001387
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	45 SUNSET LN, ALGONA, IA 50511-5002
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000000399
Date	Feb 13, 2018
Book Page	0000002018/0000000399
Instrument	000000000399

Lender

Name	IOWA STATE SAVINGS BANK
Type	Bank

Agreement

Amount	Amount on Record

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSSUTH IA
Property Address	45 SUNSET LN, ALGONA, IA 50511-5002
Transaction Type	Mortgage
Record Updated	Jul 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002019/567
Date	Feb 27, 2019
Book Page	2019/567
Instrument	567

Lender

Name	IOWA STATE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSSUTH IA
Recording Date	Aug 26, 2019
Property Address	45 SUNSET LN, ALGONA, IA 50511-5002
Document Number	02019/2575
Book / Page	2019 / 2575
Instrument Date	Aug 12, 2019
Instrument	2575
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 SUNSET LN, ALGONA, IA 50511-5002

Tax Assessment & Valuation

The 2025 property tax bill for 45 Sunset Ln was $4,238 with a homeowner's exemption, down 2.7% from the year before.

Source: Kossuth County assessment roll, as of October 9, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Kossuth County
Unified School District	Algona Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,238.00 (-2.66%) Homeowner's exemption	$471,616 Land $138,058 Building $333,558
2024	$4,354.00
2023		$456,889 Land $138,058 Building $318,831	$456,889 Land $138,058 Building $318,831
2021	$4,224.00		$471,616 Land $138,058 Building $333,558

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 45 Sunset Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 19, 2018

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 45 Sunset Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
GigFire Fixed Wireless	150 / 130
Algona Municipal Utilities Cable	150 / 25

May also be available: Nextlink.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Sunset Ln

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