46 Summit Ave, Apt 3, Salem, MA 01970 Property Records

Essex County and Salem City property record for 46 Summit Ave, Apt 3, Salem, MA 01970

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 875 sqft · built 1885
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$357,000 (Mar 2021)
Tax Bill	$4,487 (2026)
Deeds & Mortgages	Mar 2021 Sale & Mortgage Jul 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`SALE M:33 L:0420 S:803`

Property Details

APN / Parcel Number

Primary APN	`SALE M:33 L:0420 S:803`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Units	3 Units
Stories	3 Stories
Building Area	875 sqft Living Area
Gross Area	1,029 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,501 sqft (0.172 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	46 SUMMIT AVE, 3
City	SALEM
State	MA
Zip	01970-6109
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Lot Number	420
Jurisdiction	SALEM MA
Township / Civil Division	SALEM
Census Block Group	1
Census Block	1009
Census Tract	204101

Owner

46 Summit Ave, Apt 3 is owned and occupied by two individuals who bought it in March 2021.

Source: Essex County and Salem City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 SUMMIT AVE, 3, SALEM, MA 01970-6109
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Condominium Deed, Transfer · Stand-Alone First Mortgage SALEM FIVE MORTGAGE CORP
Jul 27, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance MORTGAGE NETWORK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2021 · Amount on File
Deed Sale	Mar 30, 2021 · Amount on File
Deed Book / Page	39707 / 273
Record Updated	Oct 29, 2026

March 2021: Condominium Deed, Transfer

Document Type	Condominium Deed
Jurisdiction	SALEM MA
Recording Date	Mar 30, 2021
Property Address	46 SUMMIT AVE APT 3, 3, SALEM, MA 01970-6109
Document Number	039707-273
Book / Page	39707 / 273
Instrument Date	Mar 30, 2021
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	46 SUMMIT AVE APT 3, 3, SALEM, MA 01970-6109

Mortgage

Document Number	0039707276
Date	Mar 30, 2021
Instrument	39707/276

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	46 SUMMIT AVE APT 3, 3, SALEM, MA 01970-6109
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38753-320
Date	Jul 27, 2020
Book Page	38753/320
Instrument	20200727003170

Lender

Name	MORTGAGE NETWORK INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 46 Summit Ave, Apt 3 was $4,487, up 0.7% from the year before.

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,487.00 (+0.65%)	$416,200 (+5.88%) Building $416,200	$406,178 (-5.89%)
2025	$4,458.00 (+2.91%)	$393,100 (+5.45%) Building $393,100	$431,585
2024	$4,332.00 (+4.69%)	$372,800 (+12.7%) Building $372,800
2023	$4,138.00	$330,800 Building $330,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Summit Ave, Apt 3 in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 individual policies
Nearby Flood Policies	16 units insured incl. 6 condo units
Nearby Flood Claims	10 (1979–2018)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 46 Summit Ave, Apt 3 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Summit Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures