46 Summit Ave, Apt 2, Salem, MA 01970 Property Records

Essex County and Salem City property record for 46 Summit Ave, Apt 2, Salem, MA 01970

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 912 sqft · built 1885
Lot Size	0.172 acres (7,501 sqft)
Owner	Individual Name on Record
Last Sale	$385,000 (Dec 2021)
Tax Bill	$4,567 (2026)
Deeds & Mortgages	Dec 2021 Sale Sep 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`SALE M:33 L:0420 S:802`

Property Details

APN / Parcel Number

Primary APN	`SALE M:33 L:0420 S:802`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	912 sqft Living Area
Gross Area	996 sqft

Exterior

Year Built	Built 1885
Effective Year Built	Effective 1885
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,501 sqft (0.172 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	46 SUMMIT AVE, 2
City	SALEM
State	MA
Zip	01970-6109
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Lot Number	420
Jurisdiction	SALEM MA
Township / Civil Division	SALEM
Census Block Group	1
Census Block	1009
Census Tract	204101

Owner

Source: Essex County and Salem City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46 SUMMIT AVE, 2, SALEM, MA 01970-6109
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2021	Quit Claim Deed, Transfer
Sep 28, 2021	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 15, 2021 · Amount on Record
Deed Sale	Dec 15, 2021 · Amount on Record
Prior Sale	Aug 15, 2018 · Amount on Record
Deed Document Number	20213110
Deed Book / Page	40577 / 461
Prior Transfer Date	Dec 10, 2021
Prior Transfer Doc	040577-461
Record Updated	Oct 29, 2026

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SALEM MA
Recording Date	Dec 15, 2021
Property Address	46 SUMMIT AVE APT 2, 2, SALEM, MA 01970-6109
Document Number	040577-461
Book / Page	40577 / 461
Instrument Date	Dec 10, 2021
Instrument	20211215003110
Transaction Type	Transfer
Record Updated	Dec 31, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 SUMMIT AVE APT 2, 2, SALEM, MA 01970-6109

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SALEM MA
Property Address	46 SUMMIT AVE APT 2, 2, SALEM, MA 01970-6109
Transaction Type	Mortgage
Record Updated	Oct 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	40320-461
Date	Sep 28, 2021
Book Page	40320/461
Instrument	20210928000750

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Oct 1, 2046

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Essex County and Salem City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Salem City
Unified School District	Salem School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,567.00 (+0.44%)	$423,700 (+5.66%) Building $423,700	$412,936 (-7.77%)
2025	$4,547.00 (+2.73%)	$401,000 (+5.28%) Building $401,000	$447,735
2024	$4,426.00 (+4.98%)	$380,900 (+13.03%) Building $380,900
2023	$4,216.00	$337,000 Building $337,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 individual policies
Nearby Flood Policies	16 units insured incl. 6 condo units
Nearby Flood Claims	10 (1979–2018)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000
Water Source	Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD
Last State Inspection	Dec 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 810 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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