46 State St, Charleston, SC 29401 Property Records

Charleston County property record for 46 State St, Charleston, SC 29401

Property Summary

Property TypeBed & Breakfast
Details2 bd · 2.5 ba · 1,406 sqft · built 1817
Lot Size0.02 acres (871 sqft)
Owner2 Company Names on Record
Last Sale$755,000 (Nov 2007)
Tax Bill$15,008 (2025)
Deeds & MortgagesOct 2022 Transfer
Flood ZoneZone X (moderate risk)
APN458-09-01-144

Property Details

APN / Parcel Number

Primary APN458-09-01-144

Interior

Bedrooms2 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,406 sqft Total Area
1st Floor Area703 sqft
Upper Floors Area703 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1817
Effective Year BuiltEffective 1817
Architectural StyleMulti-Family
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Roof TypeFlat
Roof MaterialGalvanized Metal
Lot Area871 sqft (0.02 acres)
PorchPorch
Porch Area10 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address46 STATE ST
CityCHARLESTON
StateSC
Zip29401-2820
Property CategoryCommercial
Property TypeCommercial > Retail > Bed & Breakfast
Legal DescriptionSUBDIVISION NAME -LODGE ALLEY DESCRIPTION -TRACT A2-D SITE NAME -46-F
Legal SubdivisionLODGE ALLEY
Legal TractA2-D
JurisdictionCHARLESTON SC
Township / Civil DivisionCHARLESTON CENTRAL
Census Block Group1
Census Block1057
Census Tract5100

Owner

Source: Charleston County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing AddressPO BOX 38, EDGARTOWN, MA 02539-0038
Owner TypeCompany
VestingTrust, Revocable Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 19, 2007 · Amount on Record
Deed SaleNov 19, 2007 · Amount on Record
Prior SaleMay 19, 2005 · Amount on Record
Deed Book / Page644 / 28
Last Transfer DateOct 4, 2022
Transfer Doc0011430875
Record UpdatedOct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCHARLESTON SC
Recording DateOct 18, 2022
Property Address46 STATE ST, CHARLESTON, SC 29401-2820
Document Number0011430875
Book / Page1143 / 875
Map ReferenceMB AX PG 34
Instrument DateOct 4, 2022
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 38, EDGARTOWN, MA 02539-0038

Tax Assessment & Valuation

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$15,008.00 (+9.93%)$912,525 (+1,816.67%) Land $732,200 Building $180,325$1,758,200 (+61.54%) Land $732,200 Building $1,026,000
2024$13,652.00 (+7.74%)$47,610 (-)
2022$12,671.00$47,610$1,088,419 (-) Land $877,019 Building $211,400
2020$1,088,419 Land $877,019 Building $211,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 292 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies967 units insured
incl. 675 condo units
Nearby Flood Claims55 (1982–2023)
Claims Outside the SFHA2 of 55
Most Recent ClaimDec 2023 · alluvial fan flooding
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims
  • Severe Storms And Flooding, Oct 2015 · 4 claims
  • Hurricane Hugo, Sep 1989 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon.

Nearby Properties on State St

Nearby Streets

Search Property Records by Address or Parcel Number