44 State St, Charleston, SC 29401 Property Records

Charleston County property record for 44 State St, Charleston, SC 29401

Property Summary

Property TypeDuplex
Details6 bd · 4 ba · 4,320 sqft · built 1978
Lot Size0.04 acres (1,742 sqft)
OwnerCompany Name on File
Last Sale$1,280,000 (Jun 2021)
Tax Bill$51,180 (2025)
Deeds & MortgagesJun 2021 Sale & Line of Credit
Flood ZoneZone X (moderate risk)
APN458-09-01-137

Property Details

APN / Parcel Number

Primary APN458-09-01-137

Interior

Bedrooms6 Beds
Full Baths4 Baths
Stories2 Stories
Building Area4,320 sqft Total Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleDuplex Single
Lot Area1,742 sqft (0.04 acres)
Lot Dimensions8,585 ft deep x 20 ft wide
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Street Address44 STATE ST
CityCHARLESTON
StateSC
Zip29401-2810
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionSUBDIVISION NAME -LODGE ALLEY DESCRIPTION -TRACT A-1
Legal SubdivisionLODGE ALLEY
Legal TractA-1
JurisdictionCHARLESTON SC
Township / Civil DivisionCHARLESTON CENTRAL
Census Block Group1
Census Block1057
Census Tract5100

Owner

44 State St, a duplex, is owned by a company that bought it in June 2021.

Source: Charleston County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordCompany Name on File
Mailing Address70 SOMERSBY WAY, FARMINGTON, CT 06032-2756
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 21, 2021 · Amount on File
Deed SaleJun 21, 2021 · Amount on File
Prior Transfer DateDec 31, 2004
Prior Transfer Doc00E5210766
Record UpdatedOct 29, 2026

June 2021: Deed, Transfer

Document TypeDeed
JurisdictionCHARLESTON SC
Recording DateJun 21, 2021
Property Address44 STATE ST, CHARLESTON, SC 29401-2810
Document Number0010050109
Book / Page1005 / 109
Map ReferenceMB AW PG 114
Instrument DateJun 11, 2021
Transaction TypeTransfer
Record UpdatedFeb 21, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address70 SOMERSBY WAY, FARMINGTON, CT 06032-2756

Mortgage

Document Number0010050110
DateJun 21, 2021
Book Page1005/110
Lender
NameSOUTH ATLANTIC BANK
TypeBank
AddressMYRTLE BEACH, SC 29572
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueJun 11, 2036
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 44 State St was $51,180, down 6% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$51,180.00 (-6.05%)$3,125,000 (+3,969.01%) Land $844,000 Building $2,281,000$3,125,000 Land $844,000 Building $2,281,000
2024$54,475.00$76,800
2022$20,366.00$76,800$1,280,000 Land $500,000 Building $780,000
2020$1,280,000 Land $500,000 Building $780,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 44 State St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 292 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies967 units insured
incl. 675 condo units
Nearby Flood Claims55 (1982–2023)
Claims Outside the SFHA2 of 55
Most Recent ClaimDec 2023 · alluvial fan flooding
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims
  • Severe Storms And Flooding, Oct 2015 · 4 claims
  • Hurricane Hugo, Sep 1989 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 44 State St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Verizon.

Nearby Properties on State St

Nearby Streets

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