Orange County property record for 46 St Mays Rd, Ladera Ranch, CA 92694
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2 ba · 1,498 sqft · built 2002 |
| Owner | Individual Name on Record |
| Last Sale | $446,000 (Mar 2017) |
| Tax Bill | $6,849 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 933-026-18 |
| Primary APN | 933-026-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,498 sqft Living Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Condo/Apartment |
| Garage Area | 225 sqft |
| Parking Spaces | 1 Parking Space |
| Street Address | 46 ST MAYS RD |
|---|---|
| City | LADERA RANCH |
| State | CA |
| Zip | 92694-0865 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | N TR 16025 BLK LOT 6 UN 51 TRACT 16025, LOT 6 OF PROJECT 933-02 LOCATED ON |
| Legal Subdivision | ST MAYS ROAD |
| Legal Tract | 16025 |
| Legal Lot Number | 6 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | MISSION VIEJO |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 32059 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 46 ST MAYS RD, LADERA RANCH, CA 92694-0865 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Mar 22, 2017 | Grant Deed, Transfer · Conventional Mortgage MONARCH FUNDING CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 22, 2017 · Amount on Record |
| Deed Sale | Mar 22, 2017 · Amount on Record |
| Prior Sale | Dec 31, 2015 · Amount on Record |
| Deed Document Number | 2017115967 |
| Prior Transfer Date | Jul 26, 2013 |
| Prior Transfer Doc | 0000459277 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 46 ST MAYS RD, LADERA RANCH, CA 92694-0865 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Name | Verified Name |
|---|---|
| Address | 46 ST MAYS RD, LADERA RANCH, CA 92694-0865 |
| Document Number | 0000610422 |
|---|---|
| Date | Oct 4, 2021 |
| Instrument | 2021000610422 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 1, 2036 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Mar 22, 2017 |
| Property Address | 46 ST MAYS RD, LADERA RANCH, CA 92694-0865 |
| Document Number | 0000115967 |
| Map Reference | DOC20010496195 |
| Instrument Date | Mar 2, 2017 |
| Instrument | 2017000115967 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | WESTERN RESOURCES TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 ST MAYS RD, LADERA RANCH, CA 92694-0865 |
| Document Number | 0000115968 |
|---|---|
| Date | Mar 22, 2017 |
| Instrument | 2017000115968 |
| Name | MONARCH FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2047 |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $527,971 (+2%) Land $320,373 Building $207,598 | |
| 2025 | $6,849.00 (+3.29%) | $517,619 (+4.04%) Land $314,091 Building $203,528 |
| 2023 | $6,631.00 (+1.91%) | $497,520 Land $301,894 Building $195,626 |
| 2022 | $6,507.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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