46 Spring St, Norwalk, OH 44857 Property Records

Huron County property record for 46 Spring St, Norwalk, OH 44857

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1970
Lot Size	0.278 acres (12,110 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Jun 2026)
Tax Bill	$1,338 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Nov 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-0310-03-041-0000`

Property Details

APN / Parcel Number

Primary APN	`33-0310-03-041-0000`
Alternative APN	`360156`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Wood
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	12,110 sqft (0.278 acres)
Lot Dimensions	173 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	160 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Sewer	Connected

Location & Zoning

Account Number	360156
Street Address	46 SPRING ST
City	NORWALK
State	OH
Zip	44857-1018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4473
Legal Subdivision	PINE VIEW ALLOTMENT
Legal Lot Number	4473
Jurisdiction	HURON OH
Township / Civil Division	NORWALK
Census Block Group	2
Census Block	2027
Census Tract	915800

Owner

Source: Huron County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	46 SPRING ST, NORWALK, OH 44857-1018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Warranty Deed, Transfer · Conventional Mortgage CIVISTA BANK
Nov 2, 2021	Deed of Trust, Mortgage · Line of Credit CIVISTA BANK
Jun 13, 2019	Warranty Deed, Transfer · Conventional Mortgage CIVISTA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2026 · Amount on Record
Deed Sale	Jun 29, 2026 · Amount on Record
Prior Sale	Jun 13, 2019 · Amount on Record
Deed Document Number	20263482
Prior Transfer Date	Mar 7, 2002
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HURON OH
Recording Date	Jun 29, 2026
Property Address	46 SPRING ST, NORWALK, OH 44857-1018
Document Number	0000003482
Instrument Date	Jun 26, 2026
Instrument	20263482
Transaction Type	Transfer
Record Updated	Aug 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$28,280.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 SPRING ST, NORWALK, OH 44857-1018

Mortgage

Document Number	0000003483,
Date	Jun 29, 2026
Instrument	202606293483

Lender

Name	CIVISTA BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	46 SPRING ST, NORWALK, OH 44857-1018
Transaction Type	Mortgage
Record Updated	Dec 8, 2021
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 SPRING ST, NORWALK, OH 44857-1018

Mortgage

Document Number	202111010008127
Date	Nov 2, 2021
Instrument	202111010008127

Lender

Name	CIVISTA BANK
Type	Bank
Address	SANDUSKY, OH 44870

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HURON OH
Recording Date	Jun 13, 2019
Property Address	46 SPRING ST, NORWALK, OH 44857-1018
Document Number	0000003029
Instrument Date	Jun 13, 2019
Instrument	201906130003029
Transaction Type	Transfer
Record Updated	May 17, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 SPRING ST, NORWALK, OH 44857-1018

Mortgage

Document Number	0000003030
Date	Jun 13, 2019
Instrument	201906130003030

Lender

Name	CIVISTA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

Source: Huron County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Huron County
Municipality	Norwalk City
Unified School District	Norwalk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,338.00 (-3.11%)	$33,840 (-) Land $7,130 Building $26,710	$96,680 (-) Land $20,370 Building $76,310
2024	$1,381.00 (+22.32%)	$33,840 (+20.13%) Land $7,130 Building $26,710	$96,680 (+20.13%) Land $20,370 Building $76,310
2023	$1,129.00 (-0.53%)	$28,170 (-) Land $6,250 Building $21,920
2022	$1,135.00	$28,170 Land $6,250 Building $21,920
2021			$80,480 Land $17,850 Building $62,630

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 11, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWALK CITY PWS private · serves 17,466 people · EPA ID OH3901111
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: North Coast Wireless Communications, Verizon.

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