42 Spring St, Norwalk, OH 44857 Property Records

Huron County property record for 42 Spring St, Norwalk, OH 44857

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 920 sqft · built 1972
Lot Size	0.278 acres (12,110 sqft)
Owner	2 Individual Names on File
Last Sale	$81,000 (Sep 2005)
Tax Bill	$1,120 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-0310-03-043-0000`

Property Details

APN / Parcel Number

Primary APN	`33-0310-03-043-0000`
Alternative APN	`360171`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	920 sqft Living Area
1st Floor Area	920 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	12,110 sqft (0.278 acres)
Lot Dimensions	173 ft deep x 70 ft wide
Deck Area	140 sqft
Patio Area	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	360171
Street Address	42 SPRING ST
City	NORWALK
State	OH
Zip	44857-1018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4471
Legal Subdivision	CITY/NORWALK
Legal Lot Number	4471
Jurisdiction	HURON OH
Township / Civil Division	NORWALK
Census Block Group	2
Census Block	2027
Census Tract	915800

Owner

42 Spring St is owned and occupied by two individuals who bought it in September 2005.

Source: Huron County records, as of September 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	42 SPRING ST, NORWALK, OH 44857-1018
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 10, 2025	Deed of Trust, Mortgage · VA Mortgage EMORTGAGE FUNDING LLC
Oct 1, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2005 · Amount on File
Deed Sale	Sep 30, 2005 · Amount on File
Prior Sale	Jan 1, 1990
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	42 SPRING ST, NORWALK, OH 44857-1018
Transaction Type	Mortgage
Record Updated	Mar 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	42 SPRING ST, NORWALK, OH 44857-1018

Mortgage

Document Number	0000006382
Date	Dec 10, 2025
Instrument	202512100006382

Lender

Name	EMORTGAGE FUNDING LLC
Type	Mortgage Company
Address	TROY, MI 48084

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HURON OH
Property Address	42 SPRING ST, NORWALK, OH 44857-1018
Document Number	0000006098
Instrument Date	Oct 1, 2018
Transaction Type	Mortgage
Record Updated	Nov 14, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	42 SPRING ST NORWALK OH 448571018, NORWALK, OH 44857-1018

Mortgage

Document Number	0000006098
Date	Oct 9, 2018
Instrument	6098

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 8, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 42 Spring St was $1,120 with a homeowner's exemption, down 3.1% from the year before.

Source: Huron County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Huron County
Municipality	Norwalk City
Unified School District	Norwalk City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,120.00 (-3.11%)	$28,330 (-) Land $7,130 Building $21,200	$80,940 (-) Land $20,370 Building $60,570
2024	$1,156.00 (+22.98%)	$28,330 (+20.76%) Land $7,130 Building $21,200	$80,940 Land $20,370 Building $60,570
2023	$940.00 (-0.53%)	$23,460 (-) Land $6,250 Building $17,210
2022	$945.00	$23,460 Land $6,250 Building $17,210
2021			$67,010 Land $17,850 Building $49,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 42 Spring St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective May 11, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 42 Spring St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORWALK CITY PWS private · serves 17,466 people · EPA ID OH3901111
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Omni Fiber Fiber	10,000 / 10,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: North Coast Wireless Communications, Verizon.

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