46 Sperling Dr, Amelia, OH 45102 Property Records

Clermont County property record for 46 Sperling Dr, Amelia, OH 45102

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,152 sqft · built 1951
Lot Size0.33 acres (14,375 sqft)
OwnerIndividual Name on Record
Last Sale$102,500 (Jun 2008)
Tax Bill$2,084 (2025)
Deeds & MortgagesFeb 2020 Loan Modification
Flood ZoneZone X (minimal risk)
APN05-45-22.-014

Property Details

APN / Parcel Number

Primary APN05-45-22.-014

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,152 sqft Living Area
1st Floor Area832 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Foundation TypeRaised
Lot Area14,375 sqft (0.33 acres)
View / LotCul-de-sac
Garage Area308 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area12 sqft
Patio Area374 sqft
Shed1 Shed
Shed Area306 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address46 SPERLING DR
CityAMELIA
StateOH
Zip45102-1995
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPERLING; LOT 14
Legal SubdivisionSPERLING
Legal Lot Number14
JurisdictionCLERMONT OH
Township / Civil DivisionBATAVIA
Census Block Group3
Census Block3006
Census Tract41105

Owner

Source: Clermont County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address46 SPERLING DR, AMELIA, OH 45102-1995
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 12, 2008 · Amount on Record
Deed SaleJun 12, 2008 · Amount on Record
Prior SaleMar 6, 1998 · Amount on Record
Deed Document Number200815346
Deed Book / Page2129 / 610
Record UpdatedOct 29, 2026

February 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCLERMONT OH
Property Address46 SPERLING DR, AMELIA, OH 45102-1995
Document Number0000007503
Instrument DateFeb 14, 2020
Transaction TypeMortgage
Record UpdatedJun 1, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address46 SPERLING DR AMELIA OH 451021995, AMELIA, OH 45102-1995

Mortgage

Document Number0000007503
DateMar 30, 2020
Book Page002834/001177
Instrument7503
Lender
NameMIDFIRST BK
TypeBank
AddressOKLAHOMA CITY, OK 73118
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 29, 2050
Interest
Rate TypeFixed Rate
Rate4%

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateOhio
CountyClermont County
County SubdivisionBatavia Township
Unified School DistrictWest Clermont Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,084.00 (-45.03%)$44,810 (-) Land $11,100 Building $33,710
2024$128,000 (-) Land $31,700 Building $96,300
2023$3,791.00 (+120.66%) Homeowner's exemption$44,810 (+37.79%) Land $11,100 Building $33,710$128,000 (+37.78%) Land $31,700 Building $96,300
2022$1,718.00 Homeowner's exemption$32,520 Land $8,050 Building $24,470
2020$92,900 Land $23,000 Building $69,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCLERMONT PUBLIC WATER SYSTEM
private · serves 133,059 people · EPA ID OH1302212
Water SourceSurface water
Last State InspectionMar 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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