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46 Snapper Ave, Key Largo, FL 33037 Property Records

Monroe County property record for 46 Snapper Ave, Key Largo, FL 33037 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2015
Square Footage1,376 sqft Living Area
Lot Size5,125 sqft (0.118 acres)
OccupancyOwner Occupied
Last Sale$478,500 (2019)
Tax Bill$3,876.00 (2024)

Property Details

APN / Parcel Number

Primary APN00472030-000000
Alternative APNs
  • 14613900472030000000
  • 1579190

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,376 sqft Living Area
1st Floor1,376 sqft 1st Floor
Stories1 Stories
Primary FlooringCeramic Tile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2015
Exterior MaterialConcrete Block Exterior
Construction TypeConcrete Blocks Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialAsphalt Roof
Lot Area5,125 sqft (0.118 acres)
PorchOpen Porch
Porch Area224 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Account Number1579190
Street Address46 SNAPPER AVE
CityKEY LARGO
StateFL
Zip33037-4715
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBK 9 LT 16 LARGO SOUND PARK PB3-111 KEY LARGO OR203-385/86 OR1623-598 OR1793-1853C OR2152-01 OR2277-409 OR2298-735C OR2457-74 OR2833-252/53 OR2998-0414
Legal Range39E
Legal Township61S
Legal Section14
Legal SubdivisionLARGO SOUND PARK
Legal Block9
Legal Lot Number16
JurisdictionMONROE FL
Minor Civil DivisionUPPER KEYS
Census Blockgroup4
Census Block4001
Census Tract970400

Owner

Source: Monroe County records · APN 00472030-000000

Assessment roll updated December 8, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address46 SNAPPER AVE, KEY LARGO, FL 33037-4715
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 18, 2022Deed of Trust, Mortgage · Conventional Mortgage
ACC MORTGAGE INC
Dec 09, 2019Warranty Deed, Transfer · Conventional Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Jul 24, 2017Deed of Trust, Mortgage · Line of Credit
THIRD FED'L S&L/CLEVELAND
Jan 03, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 09, 2019 · Amount on Record
Deed SaleDec 09, 2019 · Amount on Record
Prior SaleMar 17, 2010 · Amount on Record
Deed Doc Number20192247572
Deed Book / Page2998 / 414
Prior Transfer DateDec 29, 2016
Prior Transfer Doc0028330252
Record RefreshedSep 20, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address46 SNAPPER AVE, KEY LARGO, FL 33037-4715
Transaction TypeMortgage
Record UpdatedJun 08, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 SHAPPEN AVENUE, KEY LARGO, FL 33037

Mortgage

Document Number0031681083
DateApr 18, 2022
Book Page3168/1083
Instrument2371438
Lender
NameACC MORTGAGE INC
TypeMortgage Company
AddressROCKVILLE, MD 20850
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateDec 09, 2019
Property Address46 SNAPPER AVE, KEY LARGO, FL 33037-4715
Document Number0029980414
Book / Page2998 / 0414
Map ReferenceMB 3 PG 111
Instrument DateNov 26, 2019
Instrument2247572
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyASSURED TITLE & TRUST INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,349.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address12420 CAPRI CIR N, 12420, TREASURE ISLAND, FL 33706-4966

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 SNAPPER AVE, KEY LARGO, FL 33037-4715

Mortgage

Document Number0029980416
DateDec 09, 2019
Instrument2998-0416
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050
Interest
Rate TypeAdjustable Rate
Rate7.12%
AdjustableDocument includes a rider for adjustable-rate mortgage with a specific rate change date.
Type Change DateJan 01, 2025
Change FrequencyAnnually
Min Rate At Change7.12%
Max Rate At Change9.12%
Index1-Year LIBOR
Max Rate12.1%

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address46 SNAPPER AVE, KEY LARGO, FL 33037-4715
Document Number0028690819
Book / Page002869 / 000819
Instrument DateJul 24, 2017
Transaction TypeMortgage
Record UpdatedSep 07, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
Address46 SNAPPER AVE KEY LARGO FL 330374715, KEY LARGO, FL 33037-4715

Mortgage

Document Number0028690819
DateAug 16, 2017
Book Page002869/000819
Instrument2135327
Lender
NameTHIRD FED'L S&L/CLEVELAND
TypeFederal Savings Bank (FSB)
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueAug 15, 2047
Interest
Rate TypeAdjustable Rate

January 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateJan 03, 2017
Property Address46 SNAPPER AVE, KEY LARGO, FL 33037-4715
Document Number0028330252
Book / Page002833 / 000252
Instrument DateDec 29, 2016
Instrument2105147
Transaction TypeTransfer
Record UpdatedFeb 17, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address46 SNAPPER AVE KEY LARGO FL 330374715, KEY LARGO, FL 33037-4715

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$444,562 (+5.99%)$611,843 (+3.54%) Land $274,495 Building $337,348
2024$3,876.00 (+4.39%)
2023$3,713.00 (+4.68%) Senior Citizen's exemption$419,451 (+3%)$590,920 (+9.09%) Land $290,331 Building $300,589
2022$3,547.00 Senior Citizen's exemption$407,234$541,667 Land $237,544 Building $304,123

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardModerate
500-Year FloodplainYes
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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