45 Snapper Ave, Key Largo, FL 33037 Property Records

Monroe County property record for 45 Snapper Ave, Key Largo, FL 33037 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2005
Square Footage	1,440 sqft Living Area
Lot Size	10,114 sqft (0.232 acres)
Occupancy	Owner Occupied
Last Sale	$145,000 (1998)
Tax Bill	$2,737.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`00472970-000000`
Alternative APNs	`14613900472970000000` `1580104`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,440 sqft Living Area
1st Floor	1,440 sqft 1st Floor
Stories	1 Stories
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1970
Effective Year Built	Effective 2005
Exterior Material	Other Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Foundation Type	Mat/Raft Foundation (Slab) Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Metal Roof
Lot Area	10,114 sqft (0.232 acres)
Garage Area	300 sqft Garage
Fence	Fence
Porch	Open Porch
Porch Area	671 sqft Porch

Utilities and HVAC

Cooling System	None Cooling
Heating System	Forced Air Heating

Location & Zoning

Account Number	1580104
Old Parcel Number	14613900472970000000
Street Address	45 SNAPPER AVE
City	KEY LARGO
State	FL
Zip	33037-4755
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BK 13 LTS 1-2 LARGO SOUND PARK PB3-111 KEY LARGO OR135-151/152 OR528-783 OR895-1869 OR896-1812D/C OR896-1813P/R OR1538-192
Legal Range	39E
Legal Township	61S
Legal Section	14
Legal Subdivision	LARGO SOUND PARK
Legal Block	13
Legal Lot Number	1-2 2
Jurisdiction	MONROE FL
Minor Civil Division	UPPER KEYS
Census Blockgroup	4
Census Block	4025
Census Tract	970400

Owner

Source: Monroe County records · APN 00472970-000000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	45 SNAPPER AVE, KEY LARGO, FL 33037-4755
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 18, 1998 · Amount on Record
Deed Sale	Sep 18, 1998 · Amount on Record
Deed Doc Number	0153800192
Deed Book / Page	01538 / 00192
Record Refreshed	Jun 08, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	45 SNAPPER AVE, KEY LARGO, FL 33037-4755
Transaction Type	Mortgage
Record Updated	Jul 29, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029441299
Date	Jan 14, 2019
Book Page	2944/1299
Instrument	2201722

Lender

Name	TD BANK NA
Type	Bank
Address	LEWISTON, ME 04240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Dec 17, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$290,688 (+2.9%)	$621,055 (-8.37%) Land $389,090 Building $231,965
2024	$2,737.00 (+5.27%) Homeowner's exemption	$282,496 (+3%)	$677,800 (+7.29%) Land $448,950 Building $228,850
2023	$2,600.00 (+5.18%) Homeowner's exemption	$274,268 (+3%)	$631,722 (+12.65%) Land $411,538 Building $220,184
2022	$2,472.00 Homeowner's exemption	$266,280	$560,804 Land $336,713 Building $224,091

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Moderate
500-Year Floodplain	Yes
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.