Barnstable County and Bourne Town property record for 46 Ships Way, Buzzards Bay, MA 02532
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,599 sqft · built 1974 |
| Lot Size | 6.03 acres (262,667 sqft) |
| Owner | Individual Name on File |
| Last Sale | $275,000 (May 2017) |
| Tax Bill | $3,316 (2025) |
| Deeds & Mortgages | Sep 2021 Refinance Aug 2021 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BOUR M:24.3 P:7 E:46 |
| Primary APN | BOUR M:24.3 P:7 E:46 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,599 sqft Living Area |
| Gross Area | 1,967 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Other |
| Construction Type | Frame |
| Lot Area | 262,667 sqft (6.03 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 5085 |
|---|---|
| Street Address | 46 SHIPS WAY |
| City | BUZZARDS BAY |
| State | MA |
| Zip | 02532-5423 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Jurisdiction | BOURNE MA |
| Township / Civil Division | BOURNE |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 13900 |
46 Ships Way, a condominium, is owned and occupied by an individual who bought it in May 2017.
Source: Barnstable County and Bourne Town records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46 SHIPS WAY, BUZZARDS BAY, MA 02532-5423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP |
| Aug 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SOFI LENDING CORP |
| Sep 3, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP |
| Aug 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance SOFI LENDING CORP |
| May 25, 2017 | Quit Claim Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Apr 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STEVE LOWTHER |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 25, 2017 · Amount on File |
| Deed Sale | May 25, 2017 · Amount on File |
| Prior Sale | Jun 21, 2002 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURNE MA |
| Property Address | 46 SHIPS WAY, BOURNE, MA 02532-5423 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001438621 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 1438621 |
| Name | AMERISAVE MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURNE MA |
| Property Address | 46 SHIPS WAY, BOURNE, MA 02532-5423 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0001437247 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 1437247 |
| Name | SOFI LENDING CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURNE MA |
| Property Address | 46 SHIPS WAY, BOURNE, MA 02532-5423 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 1438621 |
|---|---|
| Date | Sep 3, 2021 |
| Instrument | 1438621 |
| Name | AMERISAVE MORTGAGE CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURNE MA |
| Property Address | 46 SHIPS WAY, BOURNE, MA 02532-5423 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1437247 |
|---|---|
| Date | Aug 19, 2021 |
| Instrument | 1437247 |
| Name | SOFI LENDING CORP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2036 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BOURNE MA |
| Recording Date | May 25, 2017 |
| Property Address | 46 SHIPS WAY, BOURNE, MA 02532-5423 |
| Document Number | 0001322044 |
| Instrument Date | May 23, 2017 |
| Instrument | 1322044 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,567.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 13 VILLAGE GRN STURBRIDGE MA 015661021, STURBRIDGE, MA 01566-1021 |
| Document Number | 1322045 |
|---|---|
| Date | May 25, 2017 |
| Instrument | 1322045 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | May 24, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURNE MA |
| Property Address | 46 SHIPS WAY, BOURNE, MA 02532-5423 |
| Document Number | 0001319830 |
| Instrument Date | Apr 10, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 16, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Document Number | 0001319830 |
|---|---|
| Date | Apr 28, 2017 |
| Instrument | 1319830 |
| Name | STEVE LOWTHER |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 46 Ships Way was $3,316, up 11.7% from the year before.
Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Bourne Town |
| Unified School District | Bourne School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,316.00 (+11.73%) | $424,600 (+14.73%) Building $424,600 | $531,620 |
| 2024 | $2,968.00 (-7.02%) | $370,100 (+2.15%) Building $370,100 | |
| 2023 | $3,192.00 | $362,300 Building $362,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Ships Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 4 (1987–1991) |
| Most Recent Claim | Aug 1991 · Hurricane Bob |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Ships Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOURNE WATER DISTRICT serves 22,500 people · EPA ID MA4036000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Copper | 1.51 mg/L (2017) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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