Barnstable County and Bourne Town property record for 45 Ships Way, Buzzards Bay, MA 02532
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 2.5 ba · 1,305 sqft · built 1974 |
| Lot Size | 6.03 acres (262,667 sqft) |
| Owner | Individual Name on File |
| Last Sale | $39,900 (Apr 1974) |
| Tax Bill | $3,129 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Aug 2022 Refinance + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | BOUR M:24.3 P:7 E:45 |
| Primary APN | BOUR M:24.3 P:7 E:45 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Building Area | 1,305 sqft Living Area |
| Gross Area | 2,174 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Other |
| Construction Type | Frame |
| Lot Area | 262,667 sqft (6.03 acres) |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 5084 |
|---|---|
| Street Address | 45 SHIPS WAY |
| City | BUZZARDS BAY |
| State | MA |
| Zip | 02532-5423 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Subdivision | NEW APTUCXET VILLAGE CONDO |
| Jurisdiction | BOURNE MA |
| Township / Civil Division | BOURNE |
| Census Block Group | 4 |
| Census Block | 4009 |
| Census Tract | 13900 |
45 Ships Way, a condominium, is owned and occupied by an individual who bought it in April 1974.
Source: Barnstable County and Bourne Town records, as of July 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 45 SHIPS WAY, BUZZARDS BAY, MA 02532-5423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 3, 2025 | Deed of Trust, Mortgage FIGURE LENDING LLC |
| Aug 3, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance SUPREME LENDING |
| Aug 7, 2020 | Deed of Trust, Mortgage · Conventional with PMI NEWREZ LLC |
| Jul 15, 2019 | Deed of Trust, Mortgage · Line of Credit TD BK NA |
| Aug 23, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRSTRUST BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 1974 · Amount on File |
| Deed Sale | Apr 5, 1974 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURNE MA |
| Property Address | 45 SHIPS WAY, BOURNE, MA 02532-5423 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0001529414 |
|---|---|
| Date | Sep 3, 2025 |
| Instrument | 1529414 |
| Name | FIGURE LENDING LLC |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 241 Months |
| Due | Oct 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURNE MA |
| Property Address | 45 SHIPS WAY, BOURNE, MA 02532-5423 |
| Transaction Type | Mortgage |
| Record Updated | Aug 19, 2022 |
| Title Company | ADVANTAGE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0001464650 |
|---|---|
| Date | Aug 3, 2022 |
| Instrument | 1464650 |
| Name | SUPREME LENDING |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURNE MA |
| Property Address | 45 SHIPS WAY, BOURNE, MA 02532-5423 |
| Document Number | 0001402916 |
| Instrument Date | Aug 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 45 SHIPS WAY #45 BOURNE MA 025325423, 45, BOURNE, MA 02532-5423 |
| Document Number | 0001402916 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 1402916 |
| Name | NEWREZ LLC |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 11, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURNE MA |
| Property Address | 45 SHIPS WAY, BOURNE, MA 02532-5423 |
| Document Number | 0001377425 |
| Instrument Date | Jul 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 14, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 45 SHIPS WAY #45 BOURNE MA 025325423, 45, BOURNE, MA 02532-5423 |
| Document Number | 0001377425 |
|---|---|
| Date | Aug 28, 2019 |
| Instrument | 1377425 |
| Name | TD BK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 27, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BOURNE MA |
| Property Address | 45 SHIPS WAY, BOURNE, MA 02532-5423 |
| Document Number | 0001328455 |
| Instrument Date | Aug 23, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2017 |
| Name | Verified Name |
|---|
| Document Number | 0001328455 |
|---|---|
| Date | Aug 28, 2017 |
| Instrument | 1328455 |
| Name | FIRSTRUST BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 27, 2047 |
The 2025 property tax bill for 45 Ships Way was $3,129, up 7.6% from the year before.
Source: Barnstable County and Bourne Town assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Barnstable County |
| County Subdivision | Bourne Town |
| Unified School District | Bourne School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,129.00 (+7.64%) | $400,700 (+10.54%) Building $400,700 | $545,300 |
| 2024 | $2,907.00 (+19.19%) | $362,500 (+30.91%) Building $362,500 | |
| 2023 | $2,439.00 | $276,900 Building $276,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 45 Ships Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 37 policies |
| Nearby Flood Policies | 37 in force |
| Nearby Flood Claims | 4 (1987–1991) |
| Most Recent Claim | Aug 1991 · Hurricane Bob |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 45 Ships Way is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOURNE WATER DISTRICT serves 22,500 people · EPA ID MA4036000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Copper | 1.51 mg/L (2017) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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