46 Sharon Dr, Spring Valley, NY 10977 Property Records

Rockland County and Ramapo Town property record for 46 Sharon Dr, Spring Valley, NY 10977

Property Summary

Property Type	Condominium
Details	1 bd · 2 ba · 1,112 sqft · built 1972
Lot Size	0.019 acres (871 sqft)
Owner	Individual Name on File
Last Sale	$499,000 (Oct 2023)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Jul 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`392605 57.69-1-1.-1901`

Property Details

APN / Parcel Number

Primary APN	`392605 57.69-1-1.-1901`
Alternative APNs	`260505706900010010001901` `00319870000`

Interior

Bedrooms	1 Bed
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,112 sqft Living Area
1st Floor Area	556 sqft
2nd Floor Area	556 sqft

Exterior

Year Built	Built 1972
Architectural Style	Other
Exterior Material	Composition/Composite
Lot Area	871 sqft (0.019 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00319870000
Old Parcel Number	260505706900010010001901
Street Address	46 SHARON DR
City	SPRING VALLEY
State	NY
Zip	10977-6029
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	LOT:1.000 BLK:1 SEC:57.69 DIST:392605 CITY/MUNI/TWP:SPRING VALLEY
Legal Subdivision	COUNTRY VILLAGE HEIGHTS CONDO
Legal Block	1
Legal Lot Number	1.000
Jurisdiction	ROCKLAND NY
Township / Civil Division	RAMAPO
Census Block Group	2
Census Block	2002
Census Tract	12401

Owner

46 Sharon Dr, a condominium, is owned and occupied by an individual who bought it in October 2023.

Source: Rockland County and Ramapo Town records, as of December 26, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	46 SHARON DR, SPRING VALLEY, NY 10977-6029
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Bargain and Sale Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jul 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage FM HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 17, 2023 · Amount on File
Deed Sale	Oct 17, 2023 · Amount on File
Prior Sale	Apr 10, 2015
Deed Document Number	0202331419
Deed Book / Page	2023 / 31419
Record Updated	Jun 8, 2026

October 2023: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ROCKLAND NY
Recording Date	Oct 17, 2023
Property Address	46 SHARON DR, SPRING VALLEY, NY 10977-6029
Document Number	0000031419
Map Reference	LB 914 PG 46
Instrument Date	Sep 11, 2023
Instrument	2023-00031419
Transaction Type	Transfer
Record Updated	Nov 15, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,996.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46 SHARON DR, SPRING VALLEY, NY 10977-6029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 ELAINE PL, SPRING VALLEY, NY 10977-3805

Mortgage

Document Number	0000031420
Date	Oct 17, 2023
Instrument	2023-00031420

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKLAND NY
Property Address	46 SHARON DR, SPRING VALLEY, NY 10977-6029
Document Number	0000021400
Instrument Date	Jul 24, 2019
Transaction Type	Mortgage
Record Updated	Aug 21, 2019
Title Company	MEISTER ABSTRACT CORPORATION, MEISTER ABSTRACT CORP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 SHARON DR SPRING VALLEY NY 109776029, SPRING VALLEY, NY 10977-6029

Mortgage

Document Number	0000021400
Date	Jul 31, 2019
Instrument	21400

Lender

Name	FM HM LOANS
Address	BROOKLYN, NY 11210

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 30, 2049

Tax Assessment & Valuation

Source: Rockland County and Ramapo Town assessment roll, as of May 31, 2024

Property Jurisdictions

Type	Name
State	New York
County	Rockland County
County Subdivision	Ramapo Town
Municipality	Spring Valley Village
Unified School District	East Ramapo Central School District (Spring Valley) (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2024	$15,966 (-) Land $4,700 Building $11,266	$205,747 (+676.4%) Land $60,567 Building $145,180
2023	$15,966 (-) Land $4,700 Building $11,266	$26,500 (-) Land $7,801 Building $18,699
2022	$15,966 Land $4,700 Building $11,266	$26,500 Land $7,801 Building $18,699

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 46 Sharon Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Sharon Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673
Water Source	Surface water
Last State Inspection	Mar 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: T-Mobile.

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