46 Shamrock Cir, Westminster, MD 21157 Property Records

Carroll County property record for 46 Shamrock Cir, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,212 sqft · built 1976
Lot Size	0.549 acres (23,914 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Nov 2004)
Tax Bill	$3,635 (2026)
Deeds & Mortgages	Feb 2026 Transfer
Flood Zone	Zone X (minimal risk)
APN	`08-021198`

Property Details

APN / Parcel Number

Primary APN	`08-021198`
Alternative APN	`021198`

Interior

Full Baths	1 Bath
Building Area	1,212 sqft Total Area
Basement Area	350 sqft
Finished Basement	350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Split Foyer
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	23,914 sqft (0.549 acres)

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	720 sqft
Porch	Porch
Porch Area	30 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	021198
Street Address	46 SHAMROCK CIR
City	WESTMINSTER
State	MD
Zip	21157-6638
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 40 - 23914 SF 46 SHAMROCK CIR 13-2 PL GREENBRIAR SC ASPEN RUN
Legal Subdivision	ASPEN RUN
Legal Lot Number	40
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	2
Census Block	2009
Census Tract	508200

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 SHAMROCK CIR, WESTMINSTER, MD 21157-6638
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 8, 2004 · Amount on Record
Deed Sale	Nov 8, 2004 · Amount on Record
Prior Sale	Oct 15, 1999 · Amount on Record
Deed Document Number	200442067
Deed Book / Page	4203 / 620
Last Transfer Date	Feb 17, 2026
Transfer Doc	0116940276
Record Updated	Oct 29, 2026

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CARROLL MD
Recording Date	Feb 24, 2026
Property Address	46 SHAMROCK CIR, WESTMINSTER, MD 21157-6638
Document Number	0116940276
Book / Page	11694 / 276
Map Reference	MB 13 FO 2
Instrument Date	Feb 17, 2026
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	46 SHAMROCK CIR, WESTMINSTER, MD 21157-6638

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,635.00 (+5.09%) Homeowner's exemption	$335,800 (+6.74%)	$378,200 (+20.22%) Land $163,900 Building $214,300
2025	$3,459.00 (+9.77%) Homeowner's exemption	$314,600 (+12.79%) Land $108,800 Building $205,800	$314,600 (-) Land $108,800 Building $205,800
2023	$3,151.00 Homeowner's exemption	$278,933	$314,600 Land $108,800 Building $205,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30