39 Shamrock Cir, Westminster, MD 21157 Property Records

Carroll County property record for 39 Shamrock Cir, Westminster, MD 21157

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,408 sqft · built 1976
Lot Size0.737 acres (32,103 sqft)
Owner2 Individual Names on File
Last Sale$26,000 (Feb 1998)
Tax Bill$3,879 (2026)
Deeds & MortgagesFeb 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN08-020981

Property Details

APN / Parcel Number

Primary APN08-020981
Alternative APNs
  • 8020981
  • 020981

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,408 sqft Total Area
Basement Area400 sqft
Finished Basement400 sqft

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Architectural StyleSplit Foyer
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area32,103 sqft (0.737 acres)
Garage TypeBasement
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Vinyl Pool
Pool Area512 sqft
Deck Area200 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number020981
Street Address39 SHAMROCK CIR
CityWESTMINSTER
StateMD
Zip21157-6645
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-400
Legal DescriptionLT 15 -0.737 AC SHAMROCK CIR PLT 13-2 ASPEN RUN PLT C
Legal SubdivisionASPEN RUN
Legal Lot Number15
JurisdictionCARROLL MD
Township / Civil Division8, HAMPSTEAD
Census Block Group2
Census Block2008
Census Tract508200

Owner

39 Shamrock Cir is owned and occupied by two individuals who bought it in February 1998.

Source: Carroll County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address39 SHAMROCK CIR, WESTMINSTER, MD 21157-6645
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 19, 1998 · Amount on File
Deed SaleFeb 19, 1998 · Amount on File
Deed Document Number1998973016
Deed Book / Page2006 / 360
Record UpdatedOct 29, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address39 SHAMROCK CIR, WESTMINSTER, MD 21157-6645
Document Number0092350329
Instrument DateFeb 9, 2019
Transaction TypeMortgage
Record UpdatedMar 18, 2019
Title CompanyRGS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address39 SHAMROCK CIR WESTMINSTER MD 211576645, WESTMINSTER, MD 21157-6645

Mortgage

Document Number0092350329
DateMar 5, 2019
Book Page009235/000329
Lender
NameMANUFACTURERS & TRADERS TR
AddressBUFFALO, NY 14203-1495
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 39 Shamrock Cir was $3,879 with a homeowner's exemption, up 5.2% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,879.00 (+5.18%) Homeowner's exemption$353,800 (+7.47%)$403,000 (+22.42%) Land $178,900 Building $224,100
2025$3,688.00 Homeowner's exemption$329,200 Land $123,800 Building $205,400$329,200 Land $123,800 Building $205,400
2023$3,344.00 Homeowner's exemption$296,000$329,200 Land $123,800 Building $205,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Shamrock Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2005 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 39 Shamrock Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

Nearby Properties on Shamrock Cir

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