Norfolk County and Franklin Town City property record for 46 Shady Ln, Franklin, MA 02038 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,685 sqft · built 1977 |
| Lot Size | 0.838 acres (36,490 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $432,000 (Jul 2019) |
| Tax Bill | $7,203 (2025) |
| Deeds & Mortgages | May 2025 Line of Credit Sep 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 102-075 |
| Primary APN | 102-075 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,685 sqft Living Area |
| Gross Area | 2,692 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 36,490 sqft (0.838 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 102-075 |
|---|---|
| Street Address | 46 SHADY LN |
| City | FRANKLIN |
| State | MA |
| Zip | 02038-1602 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 49 |
| Jurisdiction | FRANKLIN MA |
| Township / Civil Division | FRANKLIN TOWN |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 442101 |
Source: Norfolk County and Franklin Town City records · APN 102-075
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 SHADY LN, FRANKLIN, MA 02038-1602 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| May 01, 2025 | Deed of Trust, Mortgage · Line of Credit ST MARYS CREDIT UNION |
| Sep 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Oct 15, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance GUARANTEED RATE INC |
| Jul 12, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage NEWREZ LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 12, 2019 · Amount on Record |
| Deed Sale | Jul 12, 2019 · Amount on Record |
| Deed Document Number | 201957695 |
| Deed Book / Page | 36956 / 359 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 46 SHADY LN, FRANKLIN, MA 02038-1602 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0042375-38 |
|---|---|
| Date | May 01, 2025 |
| Book Page | 42375/38 |
| Instrument | 26862 |
| Name | ST MARYS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Jun 01, 2050 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 46 SHADY LN, FRANKLIN, MA 02038-1602 |
| Transaction Type | Mortgage |
| Record Updated | Oct 01, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39847-461 |
|---|---|
| Date | Sep 14, 2021 |
| Book Page | 39847/461 |
| Instrument | 119004 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Property Address | 46 SHADY LN, FRANKLIN, MA 02038-1602 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38479-248 |
|---|---|
| Date | Oct 15, 2020 |
| Book Page | 38479/248 |
| Instrument | 111927 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | FRANKLIN MA |
| Recording Date | Jul 12, 2019 |
| Property Address | 46 SHADY LN, FRANKLIN, MA 02038-1602 |
| Document Number | 36956-359 |
| Book / Page | 36956 / 359 |
| Instrument Date | Jun 27, 2019 |
| Instrument | 57695 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 SHADY LN, FRANKLIN, MA 02038-1602 |
| Investor | Possibly a Property Investor |
| Document Number | 57696 |
|---|---|
| Date | Jul 12, 2019 |
| Instrument | 57696 |
| Name | NEWREZ LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Norfolk County and Franklin Town City records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Norfolk County |
| Municipality | Franklin Town City |
| Unified School District | Franklin School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,203.00 (+0.25%) | $619,900 (+1.72%) Land $333,100 Building $286,800 | $735,015 (+16.05%) |
| 2024 | $7,185.00 (+4.37%) | $609,400 (+11.37%) Land $333,100 Building $276,300 | $633,365 |
| 2023 | $6,884.00 | $547,200 Land $284,000 Building $263,200 |
Source: FEMA National Flood Hazard Layer, Norfolk County (25021C), updated May 26, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 20% of the US · above 58% of Massachusetts |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 123 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Verizon | Fiber | 2,300 / 2,300 |
| Xfinity | Cable | 1,200 / 35 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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