46 Schooner Ct, Richmond, CA 94804 Property Records

Contra Costa County property record for 46 Schooner Ct, Richmond, CA 94804

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 997 sqft · built 1986
Lot Size	0.049 acres (2,141 sqft)
Owner	Individual Name on File
Last Sale	$555,000 (Sep 2024)
Tax Bill	$9,500 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`560-720-045-7`

Property Details

APN / Parcel Number

Primary APN	`560-720-045-7`
Alternative APN	`560-720-045`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	997 sqft Living Area
1st Floor Area	997 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment
Lot Area	2,141 sqft (0.049 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	46 SCHOONER CT
City	RICHMOND
State	CA
Zip	94804-4519
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T6627 L1 B6 U45
Legal Subdivision	COVE/MARINA BAY
Legal Tract	6627
Legal Block	6
Legal Lot Number	1
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1015
Census Tract	380001

Owner

46 Schooner Ct, a condominium, is owned and occupied by an individual who bought it in September 2024.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	46 SCHOONER CT, RICHMOND, CA 94804-4519
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 25, 2017	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2024 · Amount on File
Deed Sale	Sep 26, 2024 · Amount on File
Prior Sale	Sep 25, 2017 · Amount on File
Deed Document Number	202495018
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	46 SCHOONER CT, RICHMOND, CA 94804-4519
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PASION TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 SCHOONER CT, RICHMOND, CA 94804-4519

Mortgage

Document Number	0000239972
Date	Oct 16, 2020
Instrument	2020-239972

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2035

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 25, 2017
Property Address	46 SCHOONER CT, RICHMOND, CA 94804-4519
Document Number	0000174467
Map Reference	MAP319 PG39
Instrument Date	Feb 27, 2017
Instrument	2017-174467
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 SCHOONER CT, RICHMOND, CA 94804-4519

Mortgage

Document Number	0000174468
Date	Sep 25, 2017
Instrument	2017-174468

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 46 Schooner Ct was $9,500 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$566,100 (+2%) Land $346,800 Building $219,300
2025	$9,500.00 Homeowner's exemption	$555,000 Land $340,000 Building $215,000
2023	$9,759.00 (+1.76%)	$568,693 Land $393,711 Building $174,982
2022	$9,590.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 46 Schooner Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 46 Schooner Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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