45 Schooner Ct, Richmond, CA 94804 Property Records

Contra Costa County property record for 45 Schooner Ct, Richmond, CA 94804

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 997 sqft · built 1986
Lot Size	0.049 acres (2,141 sqft)
Owner	2 Trust Names on File
Last Sale	$478,000 (Oct 2017)
Tax Bill	$9,441 (2025)
Deeds & Mortgages	Mar 2024 Transfer Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`560-720-044`

Property Details

APN / Parcel Number

Primary APN	`560-720-044`
Alternative APN	`560-720-044-0`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	997 sqft Living Area
1st Floor Area	997 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1995
Architectural Style	Condo/Apartment
Lot Area	2,141 sqft (0.049 acres)
Garage Type	Attached
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	45 SCHOONER CT
City	RICHMOND
State	CA
Zip	94804-4519
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	T6627 L1 B6 U44
Legal Subdivision	SUBDIVISION 6627
Legal Tract	6627
Legal Block	6
Legal Lot Number	1
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1015
Census Tract	380001

Owner

45 Schooner Ct, a condominium, is held in a trust since October 2017.

Source: Contra Costa County records, as of September 1, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1924 ORANGETREE LN, MOUNTAIN VIEW, CA 94040-4038
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 28, 2024	Intrafamily Transfer, Transfer
Oct 27, 2017	Grant Deed, Transfer · ARM MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2017 · Amount on File
Deed Sale	Oct 27, 2017 · Amount on File
Deed Document Number	2017202707
Record Updated	Oct 29, 2026

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 28, 2024
Property Address	45 SCHOONER CT, RICHMOND, CA 94804-4519
Document Number	0000028843
Map Reference	MB 319 PG 39
Instrument Date	Mar 22, 2024
Instrument	2024-028843
Transaction Type	Transfer
Record Updated	Apr 9, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	45 SCHOONER CT, RICHMOND, CA 94804-4519

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Oct 27, 2017
Property Address	45 SCHOONER CT, RICHMOND, CA 94804-4519
Document Number	0000202707
Map Reference	MAP319 PG39
Instrument Date	Feb 27, 2017
Instrument	2017-202707
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	45 SCHOONER CT, RICHMOND, CA 94804-4519

Mortgage

Document Number	0000202708
Date	Oct 27, 2017
Instrument	2017-202708

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Nov 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	9.62%

Tax Assessment & Valuation

The 2025 property tax bill for 45 Schooner Ct was $9,441.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Richmond City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$554,756 (+2%) Land $371,386 Building $183,370
2025	$9,441.00	$543,879 Land $364,104 Building $179,775
2023	$9,107.00 (+1.81%)	$522,761 Land $349,966 Building $172,795
2022	$8,945.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 45 Schooner Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 45 Schooner Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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