St. Johns County property record for 46 Saint Francis St, Saint Augustine, FL 32084
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 999 sqft · built 1925 |
| Lot Size | 0.04 acres (1,742 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $480,000 (Sep 2025) |
| Tax Bill | $3,126 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Mar 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 199720-0000 |
| Primary APN | 199720-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 999 sqft Living Area |
| Gross Area | 1,119 sqft |
| 1st Floor Area | 711 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 1,742 sqft (0.04 acres) |
| Lot Dimensions | 36 ft deep x 55 ft wide |
| Porch | Finished Screened Porch |
| Porch Area | 120 sqft |
| Deck Area | 63 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 46 SAINT FRANCIS ST |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-5024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY OF ST AUGUSTINE E1/2 OF LOT 7 & S3FT OF LOT 6 LYING N OF E1/2 OF LOT 7 BLK 38 OR6216/93 |
| Legal Range | 30E |
| Legal Township | 07S |
| Legal Section | 19 |
| Legal Subdivision | CITY OF ST AUGUSTINE |
| Legal Block | 38 |
| Legal Lot Number | 7,6 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 20500 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the St. Augustine Town Plan Historic District listed 1970 · 223 contributing resources · National Historic Landmark (designated 1970) · NRIS 70000847 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: St. Johns County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 46 SAINT FRANCIS ST, SAINT AUGUSTINE, FL 32084-5024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Woman |
| Date | Document |
|---|---|
| Apr 27, 2021 | Deed of Trust, Mortgage · FHA Mortgage MILEND INC |
| Mar 11, 2021 | Intrafamily Transfer, Transfer · FHA Mortgage MILEND INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2025 · Amount on Record |
| Deed Sale | Sep 5, 2025 · Amount on Record |
| Prior Sale | Mar 11, 2021 |
| Deed Document Number | 202572571 |
| Deed Book / Page | 6216 / 93 |
| Prior Transfer Date | Aug 20, 2020 |
| Prior Transfer Doc | 0052040753 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 46 SAINT FRANCIS ST, SAINT AUGUSTINE, FL 32084-5024 |
| Transaction Type | Mortgage |
| Record Updated | May 6, 2021 |
| Name | Verified Name |
|---|---|
| Address | 46 SAINT FRANCIS ST, SAINT AUGUSTINE, FL 32084-5024 |
| Document Number | 0052490020 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | 5249/20 |
| Instrument | 2021046903 |
| Name | MILEND INC |
|---|---|
| Type | Mortgage Company |
| Address | ALPHARETTA, GA 30009 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Sep 1, 2050 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Mar 11, 2021 |
| Property Address | 46 SAINT FRANCIS ST, SAINT AUGUSTINE, FL 32084-5024 |
| Document Number | 0052040753 |
| Book / Page | 5204 / 753 |
| Instrument Date | Aug 20, 2020 |
| Instrument | 2021027277 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 46 SAINT FRANCIS ST, SAINT AUGUSTINE, FL 32084-5024 |
| Document Number | 5204756 |
|---|---|
| Date | Mar 11, 2021 |
| Instrument | 5204/756 |
| Name | MILEND INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 354 Months |
| Due | Sep 1, 2050 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Municipality | St. Augustine City |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $461,057 (+132.39%) Land $223,300 Building $237,757 | $461,057 (+13.13%) Land $223,300 Building $237,757 | |
| 2025 | $3,126.00 (+8.47%) Homeowner's exemption | $198,400 (+5.99%) | $407,534 (-3.41%) Land $223,300 Building $184,234 |
| 2024 | $2,882.00 (+2.89%) | ||
| 2023 | $2,801.00 (+3.55%) Homeowner's exemption | $187,193 (+3%) | $421,900 (+41.93%) Land $223,300 Building $198,600 |
| 2022 | $2,705.00 Homeowner's exemption | $181,741 | $297,249 Land $158,682 Building $138,567 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 165 individual policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 249 units insured incl. 84 condo units |
| Nearby Flood Claims | 296 (1984–2024) |
| Claims Outside the SFHA | 1 of 296 |
| Most Recent Claim | Sep 2024 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 519 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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