28 Saint Francis St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 28 Saint Francis St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,336 sqft · built 1838
Lot Size	0.08 acres (3,484 sqft)
Owner	Company Name on Record
Last Sale	$118,351 (Jul 2025)
Tax Bill	$15,445 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit May 2022 Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`199190-0000`

Property Details

APN / Parcel Number

Primary APN	`199190-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,336 sqft Living Area
1st Floor Area	1,107 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1838
Effective Year Built	Effective 2003
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	3,484 sqft (0.08 acres)
Lot Dimensions	78 ft deep x 41 ft wide
Porch	Finished/Open Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	28 SAINT FRANCIS ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-5023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITY OF ST AUGUSTINE LOT 13 BLK 32 OR6179/673
Legal Range	30E
Legal Township	07S
Legal Section	17
Legal Subdivision	CITY OF ST AUGUSTINE
Legal Block	32
Legal Lot Number	13
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1020
Census Tract	20500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the St. Augustine Town Plan Historic District listed 1970 · 223 contributing resources · National Historic Landmark (designated 1970) · NRIS 70000847

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: St. Johns County records, as of May 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	315 S HYDE PARK AVE, TAMPA, FL 33606-2233
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Deed of Trust, Mortgage · Line of Credit FIRST SOUTHERN BANK
May 3, 2022	Deed of Trust, Mortgage FIRST SOUTHERN BANK
Apr 4, 2022	Warranty Deed, Transfer PARADISE TITLE/STATE AUGUSTINE, PARADISE TTL OF ST AUGUSTINE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2025 · Amount on Record
Deed Sale	Jul 3, 2025 · Amount on Record
Prior Sale	Apr 4, 2022 · Amount on Record
Deed Document Number	202553183
Deed Book / Page	6179 / 673
Prior Transfer Date	Feb 23, 2023
Prior Transfer Doc	0000014225
Record Updated	Jun 8, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	28 SAINT FRANCIS ST, SAINT AUGUSTINE, FL 32084-5023
Transaction Type	Mortgage
Record Updated	Feb 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 S ASHLEY DR 1600, 1600, TAMPA, FL 33602-5318

Mortgage

Document Number	0056980659
Date	Jan 24, 2023
Book Page	5698/659
Instrument	2023005679

Lender

Name	FIRST SOUTHERN BANK
Type	Bank
Address	SEBRING, FL 33870

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jan 20, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	28 SAINT FRANCIS ST, SAINT AUGUSTINE, FL 32084-5023
Transaction Type	Mortgage
Record Updated	May 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 S ASHLEY DR 1600, 1600, TAMPA, FL 33602-5318

Mortgage

Document Number	0055501515
Date	May 3, 2022
Book Page	5550/1515
Instrument	2022045224

Lender

Name	FIRST SOUTHERN BANK
Type	Bank
Address	SEBRING, FL 33870

Agreement

Amount	Amount Recorded
Term	300 Months
Due	May 1, 2047

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 4, 2022
Property Address	28 SAINT FRANCIS ST, SAINT AUGUSTINE, FL 32084-5023
Document Number	0055290342
Book / Page	5529 / 342
Instrument Date	Apr 1, 2022
Instrument	2022034486
Transaction Type	Transfer
Record Updated	Apr 15, 2022
Title Company	PARADISE TITLE/STATE AUGUSTINE, PARADISE TTL OF ST AUGUSTINE

Transaction

Amount	Amount Recorded
Tax	$6,965.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 S ASHLEY DR STE 1600, 1600, TAMPA, FL 33602-5318

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Municipality	St. Augustine City
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$797,568 (+2.18%) Land $243,745 Building $553,823	$797,568 (+2.18%) Land $243,745 Building $553,823
2025	$15,445.00 (+6.68%)	$780,574 (-7.32%)	$780,574 (-7.32%) Land $243,745 Building $536,829
2024	$14,478.00 (-9.94%)
2023	$16,076.00 (+72.86%)	$842,249 (+69.32%)	$842,249 (+69.32%) Land $243,745 Building $598,504
2022	$9,300.00	$497,436	$497,436 Land $173,210 Building $324,226

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 165 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	249 units insured incl. 84 condo units
Nearby Flood Claims	296 (1984–2024)
Claims Outside the SFHA	1 of 296
Most Recent Claim	Sep 2024 · other causes
Claims by Event	Hurricane Ian, Sep 2022 · 25 claims Hurricane Irma, Sep 2017 · 82 claims Hurricane Matthew, Oct 2016 · 124 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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