46 Rowan Rd, Chatham, NJ 07928 Property Records

Morris County and Chatham Borough property record for 46 Rowan Rd, Chatham, NJ 07928

Property Summary

Property Type	Single Family Home
Details	2,187 sqft · built 1940
Lot Size	0.215 acres (9,374 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000,000 (Jan 2020)
Tax Bill	$17,976 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2020 Sale + 1 more
APN	`04-00073-0000-00001`

Property Details

APN / Parcel Number

Primary APN	`04-00073-0000-00001`
Alternative APNs	`040007300001` `30158003`

Interior

Stories	2 Stories
Building Area	2,187 sqft Living Area

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame
Lot Area	9,374 sqft (0.215 acres)
Lot Dimensions	125 ft deep x 75 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	30158003
Street Address	46 ROWAN RD
City	CHATHAM
State	NJ
Zip	07928-2635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Subdivision	CHATHAM MANOR
Legal Block	73
Legal Lot Number	1
Jurisdiction	MORRIS NJ
Township / Civil Division	CHATHAM
Census Block Group	3
Census Block	3014
Census Tract	42700

Owner

46 Rowan Rd is owned and occupied by two individuals who bought it in January 2020.

Source: Morris County and Chatham Borough records, as of July 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 ROWAN RD, CHATHAM, NJ 07928-2635
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jan 28, 2020	Grant Deed, Transfer ATTORNEY ONLY
Jan 20, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 28, 2020 · Amount on File
Deed Sale	Jan 28, 2020 · Amount on File
Prior Sale	Jul 18, 2002 · Amount on File
Deed Document Number	20205600
Deed Book / Page	23701 / 1780
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	46 ROWAN RD, CHATHAM, NJ 07928-2635
Transaction Type	Mortgage
Record Updated	Apr 13, 2021
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0240820265
Date	Mar 26, 2021
Book Page	24082/265
Instrument	2021031285

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MORRIS NJ
Recording Date	Jan 28, 2020
Property Address	46 ROWAN RD, CHATHAM, NJ 07928-2635
Document Number	0237011780
Book / Page	023701 / 001780
Instrument Date	Jan 15, 2020
Instrument	5600
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,000.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	46 ROWAN RD CHATHAM NJ 079282635, CHATHAM, NJ 07928-2635

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MORRIS NJ
Property Address	46 ROWAN RD, CHATHAM, NJ 07928-2635
Document Number	0230710486
Book / Page	023071 / 000486
Instrument Date	Jan 20, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	46 ROWAN RD CHATHAM NJ 079282635, CHATHAM, NJ 07928-2635

Mortgage

Document Number	0230710486
Date	Jan 27, 2017
Book Page	023071/000486
Instrument	6450

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.1%

Tax Assessment & Valuation

Source: Morris County and Chatham Borough assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Morris County
Municipality	Chatham Borough
Unified School District	The Chathams School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,110,300 (-) Land $665,400 Building $444,900	$1,110,300 (-) Land $665,400 Building $444,900
2025		$1,110,300 Land $665,400 Building $444,900	$1,110,300 Land $665,400 Building $444,900
2024	$17,976.00
2023		$1,110,300 Land $665,400 Building $444,900	$1,110,300 Land $665,400 Building $444,900
2022	$16,909.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 46 Rowan Rd; there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	3 (1999–2021)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Rowan Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHATHAM WATER DEPT serves 8,962 people · EPA ID NJ1404001
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Starlink Satellite	280 / 30

May also be available: T-Mobile, Xfinity.

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