43 Rowan Rd, Chatham, NJ 07928 Property Records

Morris County and Chatham Borough property record for 43 Rowan Rd, Chatham, NJ 07928

Property Summary

Property TypeSingle Family Home
Details2,986 sqft · built 2019
Lot Size0.31 acres (13,499 sqft)
Owner2 Individual Names on File
Last Sale$676,500 (Nov 2016)
Tax Bill$21,918 (2024)
Deeds & MortgagesSep 2025 Mortgage
Sep 2020 Mortgage
APN04-00083-0000-00024

Property Details

APN / Parcel Number

Primary APN04-00083-0000-00024
Alternative APNs
  • 040008300024
  • 30315000

Interior

Stories1 Story
Building Area2,986 sqft Living Area
1st Floor Area2,986 sqft

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Construction TypeFrame
Lot Area13,499 sqft (0.31 acres)
Lot Dimensions135 ft deep x 100 ft wide
Parking Spaces2 Parking Spaces

Location & Zoning

Account Number30315000
Street Address43 ROWAN RD
CityCHATHAM
StateNJ
Zip07928-2210
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal SubdivisionCHATHAM MANOR
Legal Block83
Legal Lot Number24
JurisdictionMORRIS NJ
Township / Civil DivisionCHATHAM
Census Block Group3
Census Block3011
Census Tract42700

Owner

43 Rowan Rd is owned and occupied by two individuals who bought it in November 2016.

Source: Morris County and Chatham Borough records, as of July 9, 2026

Owner of Record2 Individual Names on File
Mailing Address43 ROWAN RD, CHATHAM, NJ 07928-2210
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2025Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Sep 2, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 3, 2016 · Amount on File
Deed SaleNov 3, 2016 · Amount on File
Deed Document Number201670849
Deed Book / Page23019 / 1069
Prior Transfer DateSep 3, 1997
Prior Transfer Doc0000075035
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address43 ROWAN RD, CHATHAM, NJ 07928-2210
Transaction TypeMortgage
Record UpdatedOct 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address43 ROWAN RD, BROOKSIDE, NJ 07926

Mortgage

Document Number0249851280
DateSep 25, 2025
Book Page24985/1280
Instrument2025039517
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressELGIN, IL 60124
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055
Interest
Rate TypeAdjustable Rate
Rate5.37%
Type Change DateOct 1, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.3%
IndexSOFR Average 30-Day
Max Rate10.3%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMORRIS NJ
Property Address43 ROWAN RD, CHATHAM, NJ 07928-2210
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0238640826
DateSep 2, 2020
Book Page23864/826
Instrument2020060361
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2050
Interest
Rate TypeAdjustable Rate
Rate2.25%
Type Change DateSep 1, 2025
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change7.25%
Index1-Year LIBOR
Max Rate7.25%

Tax Assessment & Valuation

Source: Morris County and Chatham Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMorris County
MunicipalityChatham Borough
Unified School DistrictThe Chathams School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,353,800 (-) Land $714,900 Building $638,900$1,353,800 (-) Land $714,900 Building $638,900
2025$1,353,800 Land $714,900 Building $638,900$1,353,800 Land $714,900 Building $638,900
2024$21,918.00
2023$1,353,800 Land $714,900 Building $638,900$1,353,800 Land $714,900 Building $638,900
2022$26,423.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 43 Rowan Rd; there have been 3 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Policies5 in force
Nearby Flood Claims3 (1999–2021)
Claims Outside the SFHA3 of 3
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 43 Rowan Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 81% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHATHAM WATER DEPT
serves 8,962 people · EPA ID NJ1404001
Water SourceGroundwater
Last State InspectionFeb 2026
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
Starlink
Satellite
280 / 30

May also be available: T-Mobile, Xfinity.

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