Tipton County property record for 46 Ridgecrest Dr, Munford, TN 38058
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,585 sqft · built 1994 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $129,000 (Feb 1996) |
| Tax Bill | $1,452 (2022) |
| Deeds & Mortgages | Jan 2017 Mortgage Nov 2020 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 084112F A 01900 |
| Primary APN | 084112F A 01900 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,585 sqft Living Area |
| 1st Floor Area | 1,585 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Terrain | Rolling |
| Garage Type | Carport |
| Garage Area | 506 sqft |
| Carport | Carport |
| Carport Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 165 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 46 RIDGECREST DR |
|---|---|
| City | MUNFORD |
| State | TN |
| Zip | 38058-6635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 06, COUNTY AREA: S24 |
| Legal Subdivision | MUNFORD EST SEC B |
| Legal Lot Number | 34 |
| Jurisdiction | TIPTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 40303 |
46 Ridgecrest Dr is owned and occupied by two individuals who bought it in February 1996.
Source: Tipton County records, as of July 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 RIDGECREST DR, MUNFORD, TN 38058-6635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 9, 2017 | Deed of Trust, Mortgage · Conventional Mortgage PATRIOT BANK |
| Nov 17, 2020 | Loan Modification, Mortgage · Conventional Mortgage PATRIOT BK |
| Dec 13, 2019 | Loan Modification, Mortgage · Conventional Mortgage PATRIOT BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 1996 · Amount on File |
| Deed Sale | Feb 19, 1996 · Amount on File |
| Prior Sale | Sep 9, 1992 · Amount on File |
| Deed Book / Page | 765 / 20 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIPTON TN |
| Property Address | 46 RIDGECREST DR, MUNFORD, TN 38058-6635 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 17091112 |
|---|---|
| Date | Jan 9, 2017 |
| Book Page | 1709/1112 |
| Instrument | 200938 |
| Name | PATRIOT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 216 Months |
| Due | Jan 1, 2034 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | TIPTON TN |
| Property Address | 46 RIDGECREST DR, MUNFORD, TN 38058-6635 |
| Document Number | 1871899 |
| Instrument Date | Nov 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 46 RIDGECREST DR MUNFORD TN 380586635, MUNFORD, TN 38058-6635 |
| Document Number | 1871899 |
|---|---|
| Date | Nov 23, 2020 |
| Book Page | 001871/000899 |
| Instrument | 239135 |
| Name | PATRIOT BK |
|---|---|
| Type | Bank |
| Address | ATOKA, TN 38004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 22, 2035 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | TIPTON TN |
| Property Address | 46 RIDGECREST DR, MUNFORD, TN 38058-6635 |
| Document Number | 1825723 |
| Instrument Date | Dec 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 46 RIDGECREST DR MUNFORD TN 380586635, MUNFORD, TN 38058-6635 |
| Document Number | 1825723 |
|---|---|
| Date | Dec 20, 2019 |
| Book Page | 001825/000723 |
| Instrument | 229214 |
| Name | PATRIOT BK |
|---|---|
| Type | Bank |
| Address | ATOKA, TN 38004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 204 Months |
| Due | Dec 19, 2036 |
Source: Tipton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Tipton County |
| Municipality | Munford City |
| Unified School District | Tipton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $65,150 Land $10,225 Building $54,925 | ||
| 2023 | $63,750 Land $10,225 Building $53,525 | ||
| 2022 | $1,452.00 | ||
| 2020 | $260,600 Land $40,900 Building $219,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 46 Ridgecrest Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (2010–2024) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Apr 2024 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Ridgecrest Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MUNFORD WATER DEPT serves 10,434 people · EPA ID TN0000490 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Right Fiber Cable | 2,000 / 75 |
| Aeneas Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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