46 Prosper Pl, Sparta, NJ 07871 Property Records

Sussex County and Sparta Township property record for 46 Prosper Pl, Sparta, NJ 07871

Property Summary

Property Type	Single Family Home
Details	2,416 sqft · built 2019
Lot Size	0.122 acres (5,314 sqft)
Owner	2 Individual Names on Record
Last Sale	$726,000 (Mar 2026)
Tax Bill	$15,442 (2025)
Deeds & Mortgages	Mar 2026 Sale & Mortgage Oct 2020 Mortgage
APN	`18-16009-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`18-16009-0000-00017`

Interior

Building Area	2,416 sqft Living Area

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Lot Area	5,314 sqft (0.122 acres)

Location & Zoning

Street Address	46 PROSPER PL
City	SPARTA
State	NJ
Zip	07871-3587
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PVC
Legal Subdivision	NORTH VILLAGE XING PH 2
Legal Block	16009
Legal Lot Number	17
Jurisdiction	SUSSEX NJ
Township / Civil Division	SPARTA
Census Block Group	2
Census Block	2020
Census Tract	373100

Owner

Source: Sussex County and Sparta Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	46 PROSPER PL, SPARTA, NJ 07871-3587
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2026 · Amount on Record
Deed Sale	Mar 2, 2026 · Amount on Record
Prior Sale	Jul 30, 2019 · Amount on Record
Deed Document Number	20263849
Deed Book / Page	10439 / 1209
Record Updated	Sep 20, 2026

March 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Mar 2, 2026
Property Address	46 PROSPER PL, SPARTA, NJ 07871-3587
Document Number	0104391209
Book / Page	10439 / 1209
Instrument Date	Jan 6, 2026
Instrument	2026003849
Transaction Type	Transfer
Record Updated	Mar 19, 2026
Title Company	ELITE TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,072.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 DEERFIELD DRIVE, HARDYSTON, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 PROSPER PL, SPARTA, NJ 07871-3587

Mortgage

Document Number	2026003850
Date	Mar 2, 2026
Instrument	2026003850

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Feb 1, 2056

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	46 PROSPER PL, SPARTA, NJ 07871-3587
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	AMERICAN HOME TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098580965
Date	Oct 7, 2020
Book Page	9858/965
Instrument	20201007010210550

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company
Address	FORT MILL, SC 29715

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Sussex County and Sparta Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Sparta Township

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$421,000 (-) Land $146,100 Building $274,900	$421,000 (-) Land $146,100 Building $274,900
2025	$15,442.00 (+2.2%)	$421,000 (-) Land $146,100 Building $274,900	$421,000 (-) Land $146,100 Building $274,900
2024	$15,109.00 (+5.5%)
2023		$421,000 Land $146,100 Building $274,900	$421,000 Land $146,100 Building $274,900
2022	$14,322.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1978–2000)
Most Recent Claim	Aug 2000 · Severe Storms, Flooding And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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