45 Prosper Pl, Sparta, NJ 07871 Property Records

Sussex County and Sparta Township property record for 45 Prosper Pl, Sparta, NJ 07871

Property Summary

Property Type	Single Family Home
Details	2,688 sqft · built 2021
Lot Size	0.121 acres (5,271 sqft)
Owner	2 Individual Names on Record
Last Sale	$553,285 (May 2021)
Tax Bill	$16,231 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2021 Mortgage + 2 more
APN	`18-16010-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`18-16010-0000-00016`

Interior

Building Area	2,688 sqft Living Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	5,271 sqft (0.121 acres)

Location & Zoning

Street Address	45 PROSPER PL
City	SPARTA
State	NJ
Zip	07871-3587
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PVC
Legal Subdivision	NORTH VILLAGE XING PH 2
Legal Block	16010
Legal Lot Number	16
Jurisdiction	SUSSEX NJ
Township / Civil Division	SPARTA
Census Block Group	2
Census Block	2020
Census Tract	373100

Owner

Source: Sussex County and Sparta Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	45 PROSPER PL, SPARTA, NJ 07871-3587
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 24, 2021	Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Dec 28, 2020	Grant Deed, Transfer TITLE AMERICA AGENCY CORPORATION, TITLE AMERICA AGCY CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2021 · Amount on Record
Deed Sale	May 24, 2021 · Amount on Record
Prior Sale	Dec 28, 2020 · Amount on Record
Deed Document Number	202110135710
Deed Book / Page	3589 / 528
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	45 PROSPER PL, SPARTA, NJ 07871-3587
Transaction Type	Mortgage
Record Updated	Oct 15, 2025
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NATL TTL & CLOSING SV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 PROSPER PL, SPARTA, NJ 07871-3587

Mortgage

Document Number	0104091517
Date	Oct 3, 2025
Book Page	10409/1517
Instrument	2025018065

Lender

Name	DIGITAL FCU
Type	Credit Union
Address	MARLBOROUGH, MA 01752

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Oct 25, 2065

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	45 PROSPER PL, SPARTA, NJ 07871-3587
Transaction Type	Mortgage
Record Updated	Sep 20, 2022
Title Company	CLOSING USA LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0100670664
Date	Nov 24, 2021
Book Page	10067/664
Instrument	20211124010369040

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	May 24, 2021
Property Address	45 PROSPER PL, SPARTA, NJ 07871-3587
Document Number	0035890528
Book / Page	3589 / 528
Instrument Date	Mar 16, 2021
Instrument	20210524010135710
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	LEGACY TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$553.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3349 STATE ROUTE 138D-B, 3349, WALL TOWNSHIP, NJ 07719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 PROSPER PL, SPARTA, NJ 07871-3587

Mortgage

Document Number	0099550108
Date	May 24, 2021
Book Page	9955/108
Instrument	20210524010135720

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company
Address	CANONSBURG, PA 15317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Apr 1, 2051

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SUSSEX NJ
Recording Date	Dec 28, 2020
Property Address	45 PROSPER PL, SPARTA, NJ 07871-3587
Document Number	0035750571
Book / Page	003575 / 000571
Instrument Date	Nov 3, 2020
Instrument	276600
Transaction Type	Transfer
Record Updated	Jan 26, 2021
Title Company	TITLE AMERICA AGENCY CORPORATION, TITLE AMERICA AGCY CORP

Transaction

Amount	Amount Recorded
Tax	$146.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3349 STATE ROUTE 138 #D WALL TOWNSHIP NJ 077199671, D, WALL TOWNSHIP, NJ 07719-9671
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Sussex County and Sparta Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Sparta Township

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$442,500 (-) Land $146,100 Building $296,400	$442,500 (-) Land $146,100 Building $296,400
2025	$16,231.00 (+2.2%)	$442,500 (-) Land $146,100 Building $296,400	$442,500 (-) Land $146,100 Building $296,400
2024	$15,881.00 (+5.5%)
2023		$442,500 Land $146,100 Building $296,400	$442,500 Land $146,100 Building $296,400
2022	$15,053.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1978–2000)
Most Recent Claim	Aug 2000 · Severe Storms, Flooding And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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