Essex County and Marblehead Town property record for 46 Prospect St, #3, Marblehead, MA 01945
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1 ba · 1,128 sqft · built 1880 |
| Lot Size | 0.108 acres (4,709 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $574,500 (Sep 2023) |
| Tax Bill | $4,817 (2026) |
| Deeds & Mortgages | Oct 2023 Mortgage Sep 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0110 B:0033 L:3 |
| Primary APN | MARB M:0110 B:0033 L:3 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,128 sqft Living Area |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,709 sqft |
| Garage Type | Basement |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 46 PROSPECT ST, 3 |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-3155 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Block | 33 |
| Legal Lot Number | 3 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 203200 |
Source: Essex County and Marblehead Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46 PROSPECT ST, 3, MARBLEHEAD, MA 01945-3155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 23, 2023 | Deed of Trust, Mortgage · ARM NEWBURYPORT FIVE CENTS SAVINGS BANK |
| Sep 14, 2023 | Quit Claim Deed, Transfer |
| Jul 27, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NATIONAL GRAND BANK OF MARBLEHEAD |
| Aug 30, 2018 | Quit Claim Deed, Transfer DREW MORTGAGE ASSOCIATES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 14, 2023 · Amount on Record |
| Deed Sale | Sep 14, 2023 · Amount on Record |
| Prior Sale | Aug 30, 2018 · Amount on Record |
| Deed Book / Page | 41760 / 51 |
| Prior Transfer Date | Sep 13, 2023 |
| Prior Transfer Doc | 0041760-51 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 46 PROSPECT ST # 3, 3, MARBLEHEAD, MA 01945-3155 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 041821-593 |
|---|---|
| Date | Oct 23, 2023 |
| Book Page | 41821/593 |
| Instrument | 20231023002220 |
| Name | NEWBURYPORT FIVE CENTS SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.5% |
| Type Change Date | Nov 1, 2030 |
| Index | Other |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Sep 14, 2023 |
| Property Address | 46 PROSPECT ST # 3, 3, MARBLEHEAD, MA 01945-3155 |
| Document Number | 0041760-51 |
| Book / Page | 41760 / 51 |
| Instrument Date | Sep 13, 2023 |
| Instrument | 20230914001830 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 46R PROSPECT ST # 46R, 46R, MARBLEHEAD, MA 01945-3155 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 46 PROSPECT ST # 3, 3, MARBLEHEAD, MA 01945-3155 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38751-204 |
|---|---|
| Date | Jul 27, 2020 |
| Book Page | 38751/204 |
| Instrument | 20200727001240 |
| Name | NATIONAL GRAND BANK OF MARBLEHEAD |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Aug 1, 2040 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Aug 30, 2018 |
| Property Address | 46 PROSPECT ST # 3, 3, MARBLEHEAD, MA 01945-3155 |
| Document Number | 36977-271 |
| Book / Page | 36977 / 271 |
| Instrument | 180830003450 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $39.34 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Number | 369770276 |
|---|---|
| Date | Aug 30, 2018 |
| Instrument | 36977/0276 |
| Name | DREW MORTGAGE ASSOCIATES INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 30, 2048 |
Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,817.00 (-3.7%) | $562,700 (+1.81%) Building $562,700 | $540,182 (-12.01%) |
| 2025 | $5,002.00 (-0.3%) | $552,700 (-1.29%) Building $552,700 | $613,890 |
| 2024 | $5,017.00 (+14.67%) | $559,900 (+27.98%) Building $559,900 | |
| 2023 | $4,375.00 | $437,500 Building $437,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 56 (1978–2018) |
| Claims Outside the SFHA | 6 of 56 |
| Most Recent Claim | Mar 2018 · Severe Winter Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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