Essex County and Marblehead Town property record for 46 Prospect St, #1, Marblehead, MA 01945
| Property Type | Condominium |
|---|---|
| Details | 1 bd · 1 ba · 812 sqft · built 1927 |
| Lot Size | 0.108 acres (4,709 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Aug 2015) |
| Tax Bill | $3,094 (2026) |
| Deeds & Mortgages | Nov 2019 Refinance Oct 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0110 B:0033 L:1 |
| Primary APN | MARB M:0110 B:0033 L:1 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 812 sqft Living Area |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Conventional |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 4,709 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 46 PROSPECT ST, 1 |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-3155 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Legal Subdivision | 46 46R PROSPECT STREET CONDO |
| Legal Block | 33 |
| Legal Lot Number | 1 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 203200 |
46 Prospect St, #1 is owned and occupied by an individual who bought it in August 2015.
Source: Essex County and Marblehead Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46 PROSPECT ST, 1, MARBLEHEAD, MA 01945-3155 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 26, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance MARBLEHEAD SAVINGS BANK |
| Oct 20, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance MARBLEHEAD SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 20, 2015 · Amount on File |
| Deed Sale | Aug 20, 2015 · Amount on File |
| Prior Sale | Jul 25, 2008 · Amount on File |
| Deed Book / Page | 34311 / 112 |
| Transfer Doc | 034311-112 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 46 PROSPECT ST # 1, 1, MARBLEHEAD, MA 01945-3155 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38061-443 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | 38061/443 |
| Instrument | 20191126001780 |
| Name | MARBLEHEAD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 46 PROSPECT ST # 1, 1, MARBLEHEAD, MA 01945-3155 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 39079-15 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 39079/15 |
| Instrument | 20201020003760 |
| Name | MARBLEHEAD SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2026 property tax bill for 46 Prospect St, #1 was $3,094, down 2.6% from the year before.
Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,094.00 (-2.58%) | $361,400 (+2.99%) Building $361,400 | $385,837 (-5.5%) |
| 2025 | $3,176.00 (-0.16%) | $350,900 (-1.15%) Building $350,900 | $408,310 |
| 2024 | $3,181.00 (+4.3%) | $355,000 (+16.39%) Building $355,000 | |
| 2023 | $3,050.00 | $305,000 Building $305,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Prospect St, #1 in Zone X, an area of minimal flood risk, though there have been 56 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 56 (1978–2018) |
| Claims Outside the SFHA | 6 of 56 |
| Most Recent Claim | Mar 2018 · Severe Winter Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 46 Prospect St, #1 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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