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46 Pine St, Watertown, CT 06795 Property Records

Watertown Town property record for 46 Pine St, Watertown, CT 06795

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 3,372 sqft · built 1989
Lot Size0.46 acres (20,038 sqft)
Owner2 Individual Names on Record
Last Sale$530,000 (Aug 2022)
Tax Bill$11,736 (2025)
Deeds & MortgagesAug 2022 Sale
Oct 2020 Sale & Mortgage
APNWATE M:87 B:58 L:20A

Property Details

APN / Parcel Number

Primary APNWATE M:87 B:58 L:20A
Alternative APNs
  • WTWN M:87 B:58 L:20A
  • 3800

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area3,372 sqft Living Area
Gross Area6,009 sqft
1st Floor Area1,749 sqft
Basement Area1,240 sqft
Unfinished Basement1,240 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1999
Architectural StyleColonial
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,038 sqft (0.46 acres)
Garage TypeAttached
Pool TypeSpa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceWell

Location & Zoning

Account Number3800
Street Address46 PINE ST
CityWATERTOWN
StateCT
Zip06795-1918
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR10
Legal Block58
Legal Lot Number20A
JurisdictionWATERTOWN CT
Township / Civil DivisionWATERTOWN
Census Block Group1
Census Block1003
Census Tract360100

Owner

Source: Watertown Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address46 PINE ST, WATERTOWN, CT 06795-1918
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 3, 2022Warranty Deed, Transfer
Oct 20, 2020Quit Claim Deed, Transfer · Stand-Alone First Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 3, 2022 · Amount on Record
Deed SaleAug 3, 2022 · Amount on Record
Prior SaleOct 20, 2020 · Amount on Record
Deed Document Number2022131171
Deed Book / Page2257 / 7
Record UpdatedSep 20, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATERTOWN CT
Recording DateAug 3, 2022
Property Address46 PINE ST, WATERTOWN, CT 06795-1918
Document Number00002257-7
Book / Page2257 / 7
Instrument DateJul 28, 2022
Instrument131171
Transaction TypeTransfer
Record UpdatedJul 31, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address46 PINE ST, WATERTOWN, CT 06795-1918

October 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWATERTOWN CT
Recording DateOct 20, 2020
Property Address46 PINE ST, WATERTOWN, CT 06795-1918
Document Number2156-340
Book / Page2156 / 340
Instrument DateOct 12, 2020
Transaction TypeTransfer
Record UpdatedMay 21, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2156343
DateOct 20, 2020
Instrument2156/343
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Watertown Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionWatertown Town
Unified School DistrictWatertown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$11,736.00$390,670 (+35.09%) Land $53,760 Building $336,910$273,469 Land $37,632 Building $235,837
2024$11,736.00 (+10.09%)
2023$10,660.00 (+13.8%)$289,200 (+7.87%) Land $54,000 Building $235,200
2022$9,367.00$268,100 Land $54,000 Building $214,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERTOWN FIRE DISTRICT
serves 6,718 people · EPA ID CT1530011
Water SourceGroundwater
Last State InspectionMar 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Frontier
Fiber		7,000 / 7,000
GoNetspeed
Fiber		2,000 / 2,000
Xfinity
Fiber · Cable in parts of the area		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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