Watertown Town property record for 15 Pine St, Watertown, CT 06795
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,450 sqft · built 1925 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Apr 2005) |
| Tax Bill | $7,978 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Oct 2023 Refinance + 3 more |
| APN | WATE M:99 B:58 L:17 |
| Primary APN | WATE M:99 B:58 L:17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,450 sqft Living Area |
| Gross Area | 4,866 sqft |
| 1st Floor Area | 1,143 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Type | Attached |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 3131 |
|---|---|
| Street Address | 15 PINE ST |
| City | WATERTOWN |
| State | CT |
| Zip | 06795-1918 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Block | 58 |
| Legal Lot Number | 17 |
| Jurisdiction | WATERTOWN CT |
| Township / Civil Division | WATERTOWN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 360100 |
15 Pine St is owned and occupied by two individuals who bought it in April 2005.
Source: Watertown Town records, as of October 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 15 PINE ST, WATERTOWN, CT 06795-1918 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 14, 2026 | Deed of Trust, Mortgage · Line of Credit TEACHERS FEDERAL CREDIT UNION |
| Oct 23, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance WATERBURY TEACHERS FEDERAL CREDIT UNION |
| Aug 29, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance WATERTOWN CT TEACHERS |
| Dec 14, 2017 | Deed of Trust, Mortgage WATERBURY TEACH FCU |
| Aug 7, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance WATERBURY TEACHERS FEDERAL CREDIT UNION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 6, 2005 · Amount on File |
| Deed Sale | Apr 6, 2005 · Amount on File |
| Deed Book / Page | 1379 / 199 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN CT |
| Recording Date | Sep 14, 2026 |
| Property Address | 15 PINE ST, WATERTOWN, CT 06795-1918 |
| Document Number | 0000144815 |
| Book / Page | 2395 / 837 |
| Instrument Date | Sep 3, 2026 |
| Instrument | 2026144815 |
| Transaction Type | Mortgage |
| Record Updated | Oct 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 15 PINE ST, WATERTOWN, CT 06795-1918 |
| Document Number | 0000144815, |
|---|---|
| Date | Sep 14, 2026 |
| Book Page | 2395/837 |
| Instrument | 2026144815 |
| Name | TEACHERS FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN CT |
| Property Address | 15 PINE ST, WATERTOWN, CT 06795-1918 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002303-121 |
|---|---|
| Date | Oct 23, 2023 |
| Book Page | 2303/121 |
| Instrument | 135510 |
| Name | WATERBURY TEACHERS FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN CT |
| Property Address | 15 PINE ST, WATERTOWN, CT 06795-1918 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2023 |
| Name | Verified Name |
|---|
| Document Number | 002260-166 |
|---|---|
| Date | Aug 29, 2022 |
| Book Page | 2260/166 |
| Instrument | 131524 |
| Name | WATERTOWN CT TEACHERS |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN CT |
| Property Address | 15 PINE ST, WATERTOWN, CT 06795-1918 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2041-150 |
|---|---|
| Date | Dec 14, 2017 |
| Book Page | 2041/150 |
| Name | WATERBURY TEACH FCU |
|---|---|
| Type | Credit Union |
| Amount | Amount on Record |
|---|---|
| Term | 168 Months |
| Due | Dec 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WATERTOWN CT |
| Property Address | 15 PINE ST, WATERTOWN, CT 06795-1918 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2144-337 |
|---|---|
| Date | Aug 7, 2020 |
| Book Page | 2144/337 |
| Name | WATERBURY TEACHERS FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 1, 2035 |
The 2025 property tax bill for 15 Pine St was $7,978.
Source: Watertown Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Watertown Town |
| Unified School District | Watertown School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,978.00 | $265,580 Land $53,760 Building $211,820 | $185,906 Land $37,632 Building $148,274 |
| 2024 | $7,978.00 (+15.74%) | ||
| 2023 | $6,893.00 (+5.49%) | $187,000 (-) Land $53,400 Building $133,600 | |
| 2022 | $6,534.00 | $187,000 Land $53,400 Building $133,600 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 15 Pine St.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 15 Pine St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN FIRE DISTRICT serves 6,718 people · EPA ID CT1530011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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