46 Phelps St, Windsor, CT 06095 Property Records

Windsor Town property record for 46 Phelps St, Windsor, CT 06095

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,714 sqft · built 1910
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on Record
Last Sale$220,000 (Sep 2006)
Tax Bill$4,807 (2024)
Deeds & MortgagesMar 2022 Line of Credit
Flood ZoneZone X (moderate risk)
APN4846.00

Property Details

APN / Parcel Number

Primary APN4846.00
Alternative APNs
  • WIND M:00076 B:00096 L:000025
  • WSOR M:00076 B:00096 L:000025

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Units2 Units
Stories2 Stories
Building Area1,714 sqft Living Area
Gross Area2,646 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,326 sqft (0.26 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number4846.00
Street Address46 PHELPS ST
CityWINDSOR
StateCT
Zip06095-2506
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Block96
Legal Lot Number25
JurisdictionWINDSOR CT
Township / Civil DivisionWINDSOR
Census Block Group1
Census Block1005
Census Tract473400

Owner

Source: Windsor Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address46 PHELPS ST, WINDSOR, CT 06095-2506
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 29, 2006 · Amount on Record
Deed SaleSep 29, 2006 · Amount on Record
Prior SaleJan 28, 2003 · Amount on Record
Deed Book / Page1569 / 4
Record UpdatedSep 20, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINDSOR CT
Property Address46 PHELPS ST, WINDSOR, CT 06095-2506
Transaction TypeMortgage
Record UpdatedJul 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001931-532
DateMar 17, 2022
Book Page1931/532
Instrument2022-01161
Lender
NameWINDSOR FEDERAL SAVINGS AND LOAN ASSN
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueApr 1, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Windsor Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionWindsor Town
Unified School DistrictWindsor School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$161,840 (-) Land $50,680 Building $111,160$113,288 Land $35,476 Building $77,812
2024$4,807.00 (-6.66%)$161,840 (+37.29%) Land $50,680 Building $111,160
2023$5,150.00 (+25.64%)$117,880 (-) Land $35,210 Building $82,670
2022$4,099.00$117,880 Land $35,210 Building $82,670

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 92% of Connecticut
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMETROPOLITAN DISTRICT COMMISSION
serves 390,887 people · EPA ID CT0640011
Water SourceSurface water
Last State InspectionDec 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GoNetspeed
Fiber
2,000 / 2,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Frontier.

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