15 Phelps St, Windsor, CT 06095 Property Records

Windsor Town property record for 15 Phelps St, Windsor, CT 06095

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,704 sqft · built 1905
Lot Size	0.27 acres (11,761 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Aug 2019)
Tax Bill	$5,576 (2024)
Deeds & Mortgages	Aug 2021 Refinance Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4906.00`

Property Details

APN / Parcel Number

Primary APN	`4906.00`
Alternative APNs	`WIND M:00076 B:00095 L:000004` `WSOR M:00076 B:00095 L:000004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,704 sqft Living Area
Gross Area	3,873 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Architectural Style	Other
Exterior Material	Other
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,761 sqft (0.27 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	4906.00
Street Address	15 PHELPS ST
City	WINDSOR
State	CT
Zip	06095-2505
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	95
Legal Lot Number	4
Jurisdiction	WINDSOR CT
Township / Civil Division	WINDSOR
Census Block Group	1
Census Block	1006
Census Tract	473400

Owner

15 Phelps St is owned and occupied by an individual who acquired it in July 2021.

Source: Windsor Town records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	15 PHELPS ST, WINDSOR, CT 06095-2505
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2021	Quit Claim Deed, Transfer · Stand-Alone Refinance ATLANTIC HOME LOANS INC
Aug 7, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage NORTHPOINT MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2019 · Amount on File
Deed Sale	Aug 7, 2019 · Amount on File
Prior Sale	Mar 1, 2005 · Amount on File
Deed Document Number	20192626
Deed Book / Page	1877 / 685
Last Transfer Date	Jul 26, 2021
Transfer Doc	001916-795
Record Updated	Oct 29, 2026

August 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINDSOR CT
Recording Date	Aug 3, 2021
Property Address	15 PHELPS ST, WINDSOR, CT 06095-2505
Document Number	001916-795
Book / Page	1916 / 795
Instrument Date	Jul 26, 2021
Instrument	2021-03723
Transaction Type	Transfer
Record Updated	Jul 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0202103724
Date	Aug 3, 2021
Instrument	2021-03724

Lender

Name	ATLANTIC HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINDSOR CT
Recording Date	Aug 7, 2019
Property Address	15 PHELPS ST, WINDSOR, CT 06095-2505
Document Number	1877-685
Book / Page	1877 / 685
Instrument Date	Aug 2, 2019
Instrument	2019-02626
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 PHELPS ST, WINDSOR, CT 06095-2505

Mortgage

Document Number	201902627
Date	Aug 7, 2019
Instrument	2019-02627

Lender

Name	NORTHPOINT MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

Source: Windsor Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Town
Unified School District	Windsor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$187,740 (-) Land $50,890 Building $136,850	$131,418 Land $35,623 Building $95,795
2024	$5,576.00 (-6.66%)	$187,740 (+55.75%) Land $50,890 Building $136,850
2023	$5,974.00 (+42.54%)	$120,540 (-) Land $35,420 Building $85,120
2022	$4,191.00	$120,540 Land $35,420 Building $85,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 15 Phelps St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 15 Phelps St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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