Buncombe County property record for 46 Pearson Dr, Asheville, NC 28801
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,407 sqft · built 1920 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Jun 2020) |
| Tax Bill | $3,588 (2025) |
| Deeds & Mortgages | Feb 2024 Sale Mar 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 696021-2020-202 |
| Primary APN | 696021-2020-202 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,407 sqft Living Area |
| Gross Area | 2,027 sqft |
| 1st Floor Area | 1,407 sqft |
| Basement Area | 620 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Conventional |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 6,534 sqft (0.15 acres) |
| Garage Type | Carport |
| Garage Area | 280 sqft |
| Carport | Carport |
| Carport Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 160 sqft |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 696021-2020-202 |
|---|---|
| Street Address | 46 PEARSON DR |
| City | ASHEVILLE |
| State | NC |
| Zip | 28801-2142 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS8 |
| Legal Description | SUBDIV: BOYD PROPERTY BLOCK: LOT: 3 SECTION: PLAT: 0002-0085 |
| Legal Subdivision | BOYD PROPERTY |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | BUNCOMBE NC |
| Township / Civil Division | ASHEVILLE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 200 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Montford Area Historic District listed 1977 · 592 contributing resources · NRIS 77000991 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
46 Pearson Dr is owned and occupied by an individual who acquired it in March 2022.
Source: Buncombe County records, as of March 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46 PEARSON DR, ASHEVILLE, NC 28801-2142 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 27, 2024 | Warranty Deed, Transfer |
| Mar 17, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage M & T BANK |
| Jun 16, 2020 | Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 16, 2020 · Amount on File |
| Deed Sale | Jun 16, 2020 · Amount on File |
| Prior Sale | Jan 31, 2008 · Amount on File |
| Deed Book / Page | 5909 / 1748 |
| Last Transfer Date | Mar 16, 2022 |
| Transfer Doc | 0061970372 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Feb 27, 2024 |
| Property Address | 46 PEARSON DR, ASHEVILLE, NC 28801-2142 |
| Document Number | 0063871679 |
| Book / Page | 6387 / 1679 |
| Instrument Date | Feb 27, 2024 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $860.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16 SALISBURY DR APT 7214, 7214, ASHEVILLE, NC 28803-0009 |
| Name | Verified Name |
|---|---|
| Address | 46 PEARSON DR, ASHEVILLE, NC 28801-2142 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Mar 17, 2022 |
| Property Address | 46 PEARSON DR, ASHEVILLE, NC 28801-2142 |
| Document Number | 0061970372 |
| Book / Page | 6197 / 372 |
| Instrument Date | Feb 10, 2022 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 46 PEARSON DR, ASHEVILLE, NC 28801-2142 |
| Document Number | 0006197377 |
|---|---|
| Date | Mar 17, 2022 |
| Instrument | 6197/377 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.87% |
| Type Change Date | Apr 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 7.87% |
| Index | Other |
| Margin | 3 |
| Max Rate | 7.87% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUNCOMBE NC |
| Recording Date | Jun 16, 2020 |
| Property Address | 46 PEARSON DR, ASHEVILLE, NC 28801-2142 |
| Document Number | 0059091748 |
| Book / Page | 5909 / 1748 |
| Instrument Date | May 7, 2020 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 38 HIBERNIA ST, 38, ASHEVILLE, NC 28801-4734 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 46 PEARSON DR, ASHEVILLE, NC 28801-2142 |
| Document Number | 59091751 |
|---|---|
| Date | Jun 16, 2020 |
| Instrument | 5909/1751 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 46 Pearson Dr was $3,588, up 6.3% from the year before.
Source: Buncombe County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Buncombe County |
| Municipality | Asheville City |
| Unified School District | Asheville City Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,588.00 (+6.31%) | $326,700 Land $87,300 Building $239,400 | $326,700 Land $87,300 Building $239,400 |
| 2024 | $3,375.00 (+2.58%) | ||
| 2023 | $3,290.00 | $326,700 | $326,700 Land $87,300 Building $239,400 |
| 2021 | $326,700 Land $87,300 Building $239,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Pearson Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (2004) |
| Most Recent Claim | Sep 2004 · Hurricane Ivan |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Pearson Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Oct 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Skyrunner Fixed Wireless | 500 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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