Cattaraugus County and Persia Town property record for 46 Palmer St, Gowanda, NY 14070 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,184 sqft · built 1900 |
| Lot Size | 0.325 acres (14,175 sqft) |
| Owner | Individual Name on File |
| Last Sale | $47,900 (May 2007) |
| Tax Bill | $1,946 (2025) |
| Deeds & Mortgages | Aug 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 047201 16.028-3-6 |
| Primary APN | 047201 16.028-3-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,184 sqft Living Area |
| 1st Floor Area | 768 sqft |
| 2nd Floor Area | 416 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 14,175 sqft (0.325 acres) |
| Lot Dimensions | 189 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 192 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0332 |
|---|---|
| Street Address | 46 PALMER ST |
| City | GOWANDA |
| State | NY |
| Zip | 14070-1521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 26 06 08 LIFE LEASE- VIRGINIA |
| Legal Block | 3 |
| Legal Lot Number | 6.000 |
| Jurisdiction | CATTARAUGUS NY |
| Township / Civil Division | PERSIA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 960400 |
Source: Cattaraugus County and Persia Town records · APN 047201 16.028-3-6
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 46 PALMER ST, GOWANDA, NY 14070-1521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 31, 2007 · Amount on Record |
| Deed Sale | May 31, 2007 · Amount on Record |
| Deed Book / Page | 8042 / 4001 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATTARAUGUS NY |
| Property Address | 46 PALMER ST, GOWANDA, NY 14070-1521 |
| Transaction Type | Mortgage |
| Record Updated | Sep 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202109742 |
|---|---|
| Date | Aug 23, 2021 |
| Instrument | 202109742 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
Source: Cattaraugus County and Persia Town records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cattaraugus County |
| County Subdivision | Persia Town |
| Municipality | Gowanda Village |
| Unified School District | Gowanda Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,946.00 (-2.41%) | $99,100 (+13.39%) Land $7,300 Building $91,800 | $99,100 (+13.39%) Land $7,300 Building $91,800 |
| 2024 | $1,994.00 | ||
| 2023 | $87,400 Land $7,300 Building $80,100 | $87,400 Land $7,300 Building $80,100 |
Source: FEMA National Flood Hazard Layer, Cattaraugus County (36029C), updated November 20, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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