Cattaraugus County and Persia Town property record for 45 Palmer St, Gowanda, NY 14070 · Last verified May 2026
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 1 ba · 1,488 sqft · built 1900 |
| Lot Size | 0.392 acres (17,076 sqft) |
| Owner | Company Name on File |
| Last Sale | $600 (Dec 2009) |
| Tax Bill | $1,814 (2025) |
| Deeds & Mortgages | Feb 2024 Refinance Sep 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 047201 16.028-2-6.2 |
| Primary APN | 047201 16.028-2-6.2 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,488 sqft Total Area |
| 1st Floor Area | 968 sqft |
| 2nd Floor Area | 520 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 17,076 sqft (0.392 acres) |
| Lot Dimensions | 240 ft deep x 71 ft wide |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 270 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0492 |
|---|---|
| Street Address | 45 PALMER ST |
| City | GOWANDA |
| State | NY |
| Zip | 14070-1520 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | 26 06 08 |
| Legal Block | 2 |
| Legal Lot Number | 6.002 |
| Jurisdiction | CATTARAUGUS NY |
| Township / Civil Division | PERSIA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 960400 |
Source: Cattaraugus County and Persia Town records · APN 047201 16.028-2-6.2
Assessment roll updated April 30, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 45 PALMER ST, GOWANDA, NY 14070-1520 |
| Owner Type | Company |
| Date | Document |
|---|---|
| Feb 15, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance NYS AFFORDABLE HOUSING |
| Sep 29, 2017 | Grant Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 04, 2009 · Amount on Record |
| Deed Sale | Dec 04, 2009 · Amount on Record |
| Prior Sale | Oct 20, 2009 · Amount on Record |
| Deed Book / Page | 13189 / 6001 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATTARAUGUS NY |
| Property Address | 45 PALMER ST, GOWANDA, NY 14070-1520 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000002247 |
|---|---|
| Date | Feb 15, 2024 |
| Instrument | 202402247 |
| Name | NYS AFFORDABLE HOUSING |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CATTARAUGUS NY |
| Recording Date | Sep 29, 2017 |
| Property Address | 45 PALMER ST, GOWANDA, NY 14070-1520 |
| Document Number | 0283899001 |
| Book / Page | 028389 / 009001 |
| Instrument Date | Jun 13, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2017 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 45 PALMER ST GOWANDA NY 140701520, GOWANDA, NY 14070-1520 |
Source: Cattaraugus County and Persia Town records · Assessment roll updated April 30, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cattaraugus County |
| County Subdivision | Persia Town |
| Municipality | Gowanda Village |
| Unified School District | Gowanda Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,814.00 (-2.42%) | $92,400 (+13.37%) Land $7,300 Building $85,100 | $92,400 (+13.37%) Land $7,300 Building $85,100 |
| 2024 | $1,859.00 (+103.39%) | ||
| 2023 | $914.00 | $81,500 (+96.39%) Land $7,300 Building $74,200 | $81,500 (+11.94%) Land $7,300 Building $74,200 |
| 2022 | $41,500 Land $5,100 Building $36,400 | $72,807 Land $8,947 Building $63,860 |
Source: FEMA National Flood Hazard Layer, Cattaraugus County (36029C), updated November 20, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360099604001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 3 of 3 on primary residences |
| Nearby Flood Claims | 2 (2009) |
| Most Recent Claim | Aug 2009, river or lake flooding, Severe Storms And Flooding |
| Flood Events |
|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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