46 Pace St, Saluda, NC 28773 Property Records

Polk County property record for 46 Pace St, Saluda, NC 28773 · Last verified January 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 596 sqft · built 2005
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$470,000 (Mar 2024)
Tax Bill	$4,956 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S14-B4`

Property Details

APN / Parcel Number

Primary APN	`S14-B4`
Alternative APN	`38910`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Building Area	596 sqft Finished Area
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2015
Exterior Material	Wood Siding
Foundation Type	Retaining Wall
Roof Material	Shingle
Lot Area	20,038 sqft (0.46 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	38910
Street Address	46 PACE ST
City	SALUDA
State	NC
Zip	28773-6747
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PACE ST, 0S62 SALUDA RES AREA 62
Legal Subdivision	SALUDA RES AREA 62
Jurisdiction	POLK NC
Township / Civil Division	SALUDA
Census Block Group	2
Census Block	2034
Census Tract	920303

Owner

Source: Polk County records · APN S14-B4

Assessment roll updated January 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	46 PACE ST, SALUDA, NC 28773-6747
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 06, 2025	Deed of Trust, Mortgage · Conventional Mortgage NEXA MORTGAGE LLC
Mar 21, 2024	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jun 26, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Mar 19, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 21, 2024 · Amount on Record
Deed Sale	Mar 21, 2024 · Amount on Record
Prior Sale	Jun 26, 2020 · Amount on Record
Deed Document Number	0000484720
Deed Book / Page	484 / 720
Record Updated	Jun 08, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK NC
Property Address	46 PACE ST, SALUDA, NC 28773-6747
Transaction Type	Mortgage
Record Updated	Jan 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 PACE ST, SALUDA, NC 28773-6747

Mortgage

Document Number	00494/2218
Date	Oct 06, 2025
Book Page	494/2218

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company
Address	MESA, AZ 85212

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Mar 21, 2024
Property Address	46 PACE ST, SALUDA, NC 28773-6747
Document Number	000484/720
Book / Page	484 / 720
Map Reference	FILE E PG 2385
Instrument Date	Mar 19, 2024
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 MANAKIKI CT, ETOWAH, NC 28729-9700

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 PACE ST, SALUDA, NC 28773-6747

Mortgage

Document Number	0000484723
Date	Mar 21, 2024
Instrument	484/723

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 01, 2054

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jun 26, 2020
Property Address	46 PACE ST, SALUDA, NC 28773-6747
Document Number	00449/1811
Book / Page	449 / 1811
Map Reference	CARD EAT PG 2385
Instrument Date	May 26, 2020
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 PEACEFUL HILL DR, SALUDA, NC 28773-7813

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 PACE ST, SALUDA, NC 28773-6747

Mortgage

Document Number	0004491814
Date	Jun 26, 2020
Instrument	449/1814

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Mar 19, 2018
Property Address	46 PACE ST, SALUDA, NC 28773-6747
Document Number	000432/737
Book / Page	432 / 737
Instrument Date	Mar 12, 2018
Instrument	004690870003
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	100 PEACEFUL HILL DR, SALUDA, NC 28773-7813

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated January 1, 2025 · Last verified January 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Saluda City
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,956.00 (+136.11%)	$496,784 (+196.78%) Land $100,625 Building $396,159	$496,784 (+196.78%) Land $100,625 Building $396,159
2023	$2,099.00	$167,391 Land $40,250 Building $127,141
2021			$167,391 Land $40,250 Building $127,141

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371499203032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 2,703 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 153 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Verizon, Wilkes Telephone Membership, e-Polk, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

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