44 Pace St, Saluda, NC 28773 Property Records

Polk County property record for 44 Pace St, Saluda, NC 28773 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1985
Square Footage	916 sqft Finished Area
Lot Size	25,265 sqft (0.58 acres)
Occupancy	Owner Occupied
Last Sale	$532,000 (2023)
Tax Bill	$5,201.00 (2025)

Owner

Source: Polk County records · APN S14-B2

Assessment roll updated September 30, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	44 PACE ST, SALUDA, NC 28773-6747
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 20, 2020	Warranty Deed, Transfer · Veterans Administration Mortgage OVM FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 21, 2023 · Amount on Record
Deed Sale	Jul 21, 2023 · Amount on Record
Prior Sale	May 20, 2020 · Amount on Record
Prior Transfer Date	Jan 21, 2014
Prior Transfer Doc	00404/1890
Record Refreshed	Jun 08, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	Jul 21, 2023
Property Address	44 PACE ST, SALUDA, NC 28773-6747
Document Number	00479/1331
Book / Page	479 / 1331
Map Reference	FILE F PG 1449
Instrument Date	Jul 14, 2023
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,064.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 PACE ST, SALUDA, NC 28773-6747

Mortgage

Document Number	0004791334
Date	Jul 21, 2023
Instrument	479/1334

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2053

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK NC
Recording Date	May 20, 2020
Property Address	44 PACE ST, SALUDA, NC 28773-6747
Document Number	00448/1827
Book / Page	448 / 1827
Map Reference	FILE F PG 1449
Instrument Date	May 15, 2020
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$588.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5901 LAKESHORE DR, COLUMBIA, SC 29206-4327

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 ACE STREET, SALUDA, NC 28773

Mortgage

Document Number	0004481830
Date	May 20, 2020
Instrument	448/1830

Lender

Name	OVM FINANCIAL INC
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2050

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated September 30, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Polk County
Municipality	Saluda City
Unified School District	Polk County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,201.00 (+168.79%)	$521,330 (+237.85%) Land $72,500 Building $448,830	$521,330 (+237.85%) Land $72,500 Building $448,830
2023	$1,935.00 (+2.44%)	$154,309 (-) Land $29,000 Building $125,309
2022	$1,889.00	$154,309 Land $29,000 Building $125,309
2021			$154,309 Land $29,000 Building $125,309

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (37149C), updated July 8, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 2,703 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`S14-B2`
Alternative APN	`42659`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	916 sqft Finished Area
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1985
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	25,265 sqft (0.58 acres)
Deck Area	Deck Area
Porch	Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	42659
Street Address	44 PACE ST
City	SALUDA
State	NC
Zip	28773-6747
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	0.37 ACRE, 0S62 SALUDA RES AREA 62
Legal Subdivision	SALUDA RES AREA 62
Jurisdiction	POLK NC
Minor Civil Division	SALUDA
Census Blockgroup	2
Census Block	2034
Census Tract	920303

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