Essex County and Nutley Township property record for 46 Overlook Ter, Nutley, NJ 07110
| Property Type | Single Family Home |
|---|---|
| Details | 2,524 sqft · built 1925 |
| Lot Size | 0.166 acres (7,248 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $705,000 (Sep 2008) |
| Tax Bill | $20,798 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-02804-0000-00011 |
| Primary APN | 16-02804-0000-00011 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,524 sqft Living Area |
|---|
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Lot Area | 7,248 sqft (0.166 acres) |
| Lot Dimensions | 145 ft deep x 50 ft wide |
| Old Parcel Number | 16002170200011 |
|---|---|
| Street Address | 46 OVERLOOK TER |
| City | NUTLEY |
| State | NJ |
| Zip | 07110-1408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 50X145 |
| Legal Subdivision | SPRING GARDENS |
| Legal Block | 2804 |
| Legal Lot Number | 11 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | NUTLEY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 13400 |
Source: Essex County and Nutley Township records, as of July 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 46 OVERLOOK TER, NUTLEY, NJ 07110-1408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 30, 2025 | Deed of Trust, Mortgage VISIONS FCU |
| Oct 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ENVOY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2008 · Amount on Record |
| Deed Sale | Sep 12, 2008 · Amount on Record |
| Prior Sale | Apr 26, 1994 · Amount on Record |
| Deed Document Number | 20088084785 |
| Deed Book / Page | 12157 / 8147 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 46 OVERLOOK TER, NUTLEY, NJ 07110-1408 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2025 |
| Title Company | BESPOKE TITLE AND SETTLEMENT SERVICES LLC, BESPOKE TTL & STLMT SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 46 OVERLOOK TER, NUTLEY, NJ 07110-1408 |
| Investor | Possibly a Property Investor |
| Document Number | 0000068087 |
|---|---|
| Date | Oct 30, 2025 |
| Instrument | 2025068087 |
| Name | VISIONS FCU |
|---|---|
| Type | Credit Union |
| Address | ENDICOTT, NY 13760 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 46 OVERLOOK TER, NUTLEY, NJ 07110-1408 |
| Document Number | 0000104656 |
| Instrument Date | Oct 9, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2020 |
| Title Company | AMERICAN LAND TITLE ASSOCIATION, AMERICAN LAND TITLE ASSN |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 46 OVERLOOK TER NUTLEY NJ 071101408, NUTLEY, NJ 07110-1408 |
| Document Number | 0000104656 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 104656 |
| Name | ENVOY MTG |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 21, 2040 |
Source: Essex County and Nutley Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Nutley Township |
| Unified School District | Nutley Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $770,600 (-) Land $266,300 Building $504,300 | $770,600 (-) Land $266,300 Building $504,300 | |
| 2025 | $20,798.00 (+2.54%) | $770,600 (-) Land $266,300 Building $504,300 | $770,600 (-) Land $266,300 Building $504,300 |
| 2024 | $20,282.00 (-9.05%) | ||
| 2023 | $770,600 Land $266,300 Building $504,300 | $770,600 Land $266,300 Building $504,300 | |
| 2022 | $22,299.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1980–1984) |
| Most Recent Claim | Apr 1984 · Coastal Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2025 Coliform assessment Oct 2023 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 867 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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