Essex County and Nutley Township property record for 38 Overlook Ter, Nutley, NJ 07110
| Property Type | Single Family Home |
|---|---|
| Details | 1,548 sqft · built 1925 |
| Lot Size | 0.166 acres (7,250 sqft) |
| Owner | Individual Name on File |
| Last Sale | $98,646 (May 2020) |
| Tax Bill | $13,233 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage May 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-02804-0000-00013 |
| Primary APN | 16-02804-0000-00013 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,548 sqft Living Area |
|---|
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Lot Area | 7,250 sqft (0.166 acres) |
| Lot Dimensions | 145 ft deep x 50 ft wide |
| Old Parcel Number | 16002170200013 |
|---|---|
| Street Address | 38 OVERLOOK TER |
| City | NUTLEY |
| State | NJ |
| Zip | 07110-1408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | 50X145 IRR |
| Legal Subdivision | SPRING GARDENS MAP 2 |
| Legal Block | 2804 |
| Legal Lot Number | 13 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | NUTLEY |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 13400 |
38 Overlook Ter is owned and occupied by an individual who bought it in May 2020.
Source: Essex County and Nutley Township records, as of July 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 OVERLOOK TER, NUTLEY, NJ 07110-1408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PINNACLE MORTGAGE INC |
| May 22, 2020 | Deed, Transfer · Conventional Mortgage PINNACLE MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2020 · Amount on File |
| Deed Sale | May 22, 2020 · Amount on File |
| Prior Sale | Nov 2, 2001 · Amount on File |
| Deed Document Number | 202049352 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 38 OVERLOOK TER, NUTLEY, NJ 07110-1408 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | DOWTOWN TITLE AGENCY, TOWN TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000079490 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 2021079490 |
| Name | PINNACLE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | EAST HANOVER, NJ 07936 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 179 Months |
| Due | May 1, 2036 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ESSEX NJ |
| Recording Date | May 22, 2020 |
| Property Address | 38 OVERLOOK TER, NUTLEY, NJ 07110-1408 |
| Document Number | 0000049352 |
| Instrument Date | Mar 23, 2020 |
| Instrument | 2020049352 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | TOWN TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Tax | $247.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38 OVERLOOK TER, NUTLEY, NJ 07110-1408 |
| Document Number | 0000049353 |
|---|---|
| Date | May 22, 2020 |
| Instrument | 2020049353 |
| Name | PINNACLE MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Apr 1, 2040 |
The 2025 property tax bill for 38 Overlook Ter was $13,233, up 2.5% from the year before.
Source: Essex County and Nutley Township assessment roll, as of July 2, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Nutley Township |
| Unified School District | Nutley Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $490,300 (-) Land $280,700 Building $209,600 | $490,300 (-) Land $280,700 Building $209,600 | |
| 2025 | $13,233.00 (+2.55%) | $490,300 Land $280,700 Building $209,600 | $490,300 Land $280,700 Building $209,600 |
| 2024 | $12,904.00 | ||
| 2023 | $490,300 Land $280,700 Building $209,600 | $490,300 Land $280,700 Building $209,600 | |
| 2022 | $13,083.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 38 Overlook Ter in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 3 (1980–1984) |
| Most Recent Claim | Apr 1984 · Coastal Storms & Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 38 Overlook Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NUTLEY WATER DEPT serves 29,500 people · EPA ID NJ0716001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Lead | Under 1 ppb (2026) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | Corrosion control Jan 2025 Coliform assessment Oct 2023 |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 867 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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