46 Orchard St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 46 Orchard St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,835 sqft · built 1910
Lot Size	0.166 acres (7,222 sqft)
Owner	Individual Name on File
Last Sale	$495,000 (Sep 2020)
Tax Bill	$14,657 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-00454-0000-00017`

Property Details

APN / Parcel Number

Primary APN	`02-00454-0000-00017`
Alternative APN	`020045400017`

Interior

Stories	1 Story
Building Area	1,835 sqft Living Area
1st Floor Area	1,835 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	7,222 sqft (0.166 acres)
Lot Dimensions	172 ft deep x 42 ft wide

Location & Zoning

Old Parcel Number	020045400017
Street Address	46 ORCHARD ST
City	BLOOMFIELD
State	NJ
Zip	07003-5104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	42 X 172
Legal Block	454
Legal Lot Number	17
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	1
Census Block	1004
Census Tract	15500

Owner

46 Orchard St is owned and occupied by an individual who bought it in September 2020.

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner of Record	Individual Name on File
Mailing Address	46 ORCHARD ST, BLOOMFIELD, NJ 07003-5104
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2020 · Amount on File
Deed Sale	Sep 3, 2020 · Amount on File
Prior Sale	Oct 20, 2015 · Amount on File
Deed Document Number	202085413
Record Updated	Sep 20, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 3, 2020
Property Address	46 ORCHARD ST, BLOOMFIELD, NJ 07003-5104
Document Number	0000085413
Instrument Date	Aug 27, 2020
Instrument	85413
Transaction Type	Transfer
Record Updated	Sep 21, 2020
Title Company	RIDGEVIEW TITLE AND SETTLEMENT, RIDGEVIEW TITLE & SETTLEMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$495.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	46 ORCHARD ST BLOOMFIELD NJ 070035104, BLOOMFIELD, NJ 07003-5104

Mortgage

Document Number	85416
Date	Sep 3, 2020
Instrument	85416

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 46 Orchard St was $14,657, up 2.9% from the year before.

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$420,100 (-) Land $114,600 Building $305,500	$420,100 (-) Land $114,600 Building $305,500
2025	$14,657.00 (+2.86%)	$420,100 Land $114,600 Building $305,500	$420,100 Land $114,600 Building $305,500
2024	$14,249.00
2023		$420,100 Land $114,600 Building $305,500	$420,100 Land $114,600 Building $305,500
2022	$13,451.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Orchard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 46 Orchard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 843 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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