39 Orchard St, Bloomfield, NJ 07003 Property Records

Essex County and Bloomfield Township property record for 39 Orchard St, Bloomfield, NJ 07003

Property Summary

Property Type	Single Family Home
Details	1,574 sqft · built 1906
Lot Size	0.201 acres (8,751 sqft)
Owner	2 Individual Names on File
Last Sale	$570,000 (Jan 2024)
Tax Bill	$10,631 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Nov 2022 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`02-00480-0000-00098`

Property Details

APN / Parcel Number

Primary APN	`02-00480-0000-00098`
Alternative APN	`020048000098`

Interior

Stories	1 Story
Building Area	1,574 sqft Living Area
1st Floor Area	1,574 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Lot Area	8,751 sqft (0.201 acres)
Lot Dimensions	175 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	020048000098
Street Address	39 ORCHARD ST
City	BLOOMFIELD
State	NJ
Zip	07003-5103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	50 X 175
Legal Block	480
Legal Lot Number	98
Jurisdiction	ESSEX NJ
Township / Civil Division	BLOOMFIELD
Census Block Group	1
Census Block	1003
Census Tract	15500

Owner

39 Orchard St is owned and occupied by two individuals who bought it in January 2024.

Source: Essex County and Bloomfield Township records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	39 ORCHARD ST, BLOOMFIELD, NJ 07003-5103
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Bargain and Sale Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP
Nov 17, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Mar 30, 2019	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
Apr 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2024 · Amount on File
Deed Sale	Jan 18, 2024 · Amount on File
Prior Sale	Dec 11, 1996 · Amount on File
Deed Document Number	20243413
Prior Transfer Date	May 3, 1991
Prior Transfer Doc	5169000244
Record Updated	Oct 29, 2026

January 2024: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 18, 2024
Property Address	39 ORCHARD ST, BLOOMFIELD, NJ 07003-5103
Document Number	0000003413
Instrument Date	Dec 27, 2023
Instrument	2024003413
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	NEW HORIZON ABSTRACT INC, NEW HORIZON ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,046.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43 CONFORTI AVE APT 85, 85, WEST ORANGE, NJ 07052-2818

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	39 ORCHARD ST, BLOOMFIELD, NJ 07003-5103

Mortgage

Document Number	0000003415
Date	Jan 18, 2024
Instrument	2024003415

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2054

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	39 ORCHARD ST, BLOOMFIELD, NJ 07003-5103
Transaction Type	Mortgage
Record Updated	Dec 19, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000100975
Date	Nov 17, 2022
Instrument	2022100975

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2042

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	39 ORCHARD ST, BLOOMFIELD, NJ 07003-5103
Document Number	0000094738
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	39 ORCHARD ST BLOOMFIELD NJ 070035103, BLOOMFIELD, NJ 07003-5103

Mortgage

Document Number	0000094738
Date	Sep 28, 2020
Instrument	94738

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 27, 2035

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	39 ORCHARD ST, BLOOMFIELD, NJ 07003-5103
Document Number	0000031868
Instrument Date	Mar 30, 2019
Transaction Type	Mortgage
Record Updated	Jun 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	39 ORCHARD ST BLOOMFIELD NJ 070035103, BLOOMFIELD, NJ 07003-5103

Mortgage

Document Number	0000031868
Date	Apr 5, 2019
Instrument	31868

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 4, 2039

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	39 ORCHARD ST, BLOOMFIELD, NJ 07003-5103
Document Number	0000035737
Instrument Date	Apr 18, 2018
Transaction Type	Mortgage
Record Updated	Jun 18, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	39 ORCHARD ST BLOOMFIELD NJ 070035103, BLOOMFIELD, NJ 07003-5103

Mortgage

Document Number	0000035737
Date	Apr 25, 2018
Instrument	35737

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48220-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 24, 2038

Tax Assessment & Valuation

The 2025 property tax bill for 39 Orchard St was $10,631, up 2.9% from the year before.

Source: Essex County and Bloomfield Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Bloomfield Township
Unified School District	Bloomfield Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$304,700 (-) Land $118,000 Building $186,700	$304,700 (-) Land $118,000 Building $186,700
2025	$10,631.00 (+2.86%)	$304,700 Land $118,000 Building $186,700	$304,700 Land $118,000 Building $186,700
2024	$10,335.00
2023		$304,700 (-) Land $118,000 Building $186,700	$304,700 (-) Land $118,000 Building $186,700
2022	$9,756.00 (+1.88%)	$304,700 Land $118,000 Building $186,700	$304,700 Land $118,000 Building $186,700
2021	$9,576.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 39 Orchard St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 39 Orchard St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMFIELD WATER DEPARTMENT serves 53,315 people · EPA ID NJ0702001
Water Source	Purchased surface water from NEWARK WATER DEPARTMENT
Last State Inspection	Sep 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Jun 2024 Treatment failure resolved · Nov 2020 Haloacetic acids resolved · Jan 2020
Treatment and Procedure	Corrosion control Jul 2022 Lead service line replacement Jan 2022
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 843 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Optimum, T-Mobile.

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