Somerset County and Watchung Borough property record for 46 Orchard Rd, Watchung, NJ 07069
| Property Type | Single Family Home |
|---|---|
| Details | 5,460 sqft · built 2000 |
| Lot Size | 1.6 acres (69,696 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,350,000 (May 2021) |
| Tax Bill | $33,414 (2025) |
| Deeds & Mortgages | May 2021 Sale & Mortgage Aug 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-04307-0000-00010-02 |
| Primary APN | 21-04307-0000-00010-02 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 5,460 sqft Living Area |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Frame |
| Lot Area | 69,696 sqft |
| Parking Spaces | 3 Parking Spaces |
| Account Number | S001 |
|---|---|
| Street Address | 46 ORCHARD RD |
| City | WATCHUNG |
| State | NJ |
| Zip | 07069-6000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-R |
| Legal Description | ADDITIONAL LOTS: S001 |
| Legal Subdivision | MAJOR SUB |
| Legal Block | 4307 |
| Legal Lot Number | 10.2 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | WATCHUNG |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 52300 |
46 Orchard Rd is owned and occupied by two individuals who bought it in May 2021.
Source: Somerset County and Watchung Borough records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 46 ORCHARD RD, WATCHUNG, NJ 07069-6000 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 14, 2021 | Deed, Transfer · Conventional Mortgage QUONTIC BANK FSB |
| Aug 19, 2020 | Deed of Trust, Mortgage · Line of Credit VAST BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2021 · Amount on File |
| Deed Sale | May 14, 2021 · Amount on File |
| Prior Sale | Dec 2, 2002 · Amount on File |
| Deed Document Number | 202130651 |
| Deed Book / Page | 7342 / 1693 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Recording Date | May 14, 2021 |
| Property Address | 46 ORCHARD RD, WATCHUNG, NJ 07069-6000 |
| Document Number | 0000030651 |
| Book / Page | 7342 / 1693 |
| Instrument Date | Apr 29, 2021 |
| Instrument | 2021030651 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2021 |
| Title Company | GREEN LABEL TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,055.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 46 ORCHARD RD, 46, WATCHUNG, NJ 07069-6000 |
| Name | Verified Name |
|---|---|
| Address | 8506 10TH AVE, BROOKLYN, NY 11228-3213 |
| Document Number | 0000030652 |
|---|---|
| Date | May 14, 2021 |
| Instrument | 2021030652 |
| Name | QUONTIC BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 46 ORCHARD RD, WATCHUNG, NJ 07069-6000 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000037343 |
|---|---|
| Date | Aug 19, 2020 |
| Book Page | 7239/2587 |
| Instrument | 2020037343 |
| Name | VAST BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 46 Orchard Rd was $33,414, up 8.9% from the year before.
Source: Somerset County and Watchung Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Watchung Borough |
| Elementary School District | Watchung Borough School District (KG - 08) |
| Secondary School District | Watchung Hills Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,810,000 (+5.74%) Land $446,900 Building $1,363,100 | $1,810,000 (+5.74%) Land $446,900 Building $1,363,100 | |
| 2025 | $33,414.00 (+8.94%) | $1,711,800 Land $417,600 Building $1,294,200 | $1,711,800 Land $417,600 Building $1,294,200 |
| 2024 | $30,671.00 | ||
| 2023 | $1,451,000 Land $354,000 Building $1,097,000 | $1,451,000 Land $354,000 Building $1,097,000 | |
| 2022 | $29,287.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 46 Orchard Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 10 units insured incl. 4 condo units |
| Nearby Flood Claims | 4 (1978–2011) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Aug 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 46 Orchard Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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