Somerset County and Watchung Borough property record for 137 Orchard Rd, Watchung, NJ 07069
| Property Type | Single Family Home |
|---|---|
| Details | 2,290 sqft · built 1960 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $750,000 (Dec 2024) |
| Tax Bill | $15,446 (2025) |
| Deeds & Mortgages | Mar 2017 Line of Credit Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-04301-0000-00029 |
| Primary APN | 21-04301-0000-00029 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,290 sqft Living Area |
| 1st Floor Area | 2,290 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Frame |
| Lot Area | 87,120 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | S001 |
|---|---|
| Street Address | 137 ORCHARD RD |
| City | WATCHUNG |
| State | NJ |
| Zip | 07069-6025 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-R |
| Legal Description | ADDITIONAL LOTS: OID 43 30.U |
| Legal Block | 4301 |
| Legal Lot Number | 29 |
| Jurisdiction | SOMERSET NJ |
| Township / Civil Division | WATCHUNG |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 52300 |
137 Orchard Rd is owned and occupied by two individuals who bought it in December 2024.
Source: Somerset County and Watchung Borough records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 137 ORCHARD RD, WATCHUNG, NJ 07069-6025 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2017 | Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK |
| Mar 1, 2017 | Deed of Trust, Mortgage · Conventional with PMI NJ LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2024 · Amount on File |
| Deed Sale | Dec 17, 2024 · Amount on File |
| Prior Sale | Jul 14, 2014 · Amount on File |
| Deed Document Number | 202433618 |
| Deed Book / Page | 7594 / 108 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 137 ORCHARD RD, WATCHUNG, NJ 07069-6025 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Title Company | OLD REPUBLIC NATL INS CO |
| Name | Verified Name |
|---|
| Document Number | 0000011057 |
|---|---|
| Date | Mar 17, 2017 |
| Book Page | 6947/2383 |
| Instrument | 2017011057 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57106 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SOMERSET NJ |
| Property Address | 137 ORCHARD RD, WATCHUNG, NJ 07069-6025 |
| Document Number | 0000011056 |
| Instrument Date | Mar 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2017 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 137 ORCHARD RD WATCHUNG NJ 070696025, WATCHUNG, NJ 07069-6025 |
| Document Number | 0000011056 |
|---|---|
| Date | Mar 17, 2017 |
| Book Page | 006947/002364 |
| Instrument | 11056 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 16, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
The 2025 property tax bill for 137 Orchard Rd was $15,446, up 3.1% from the year before.
Source: Somerset County and Watchung Borough assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Somerset County |
| Municipality | Watchung Borough |
| Elementary School District | Watchung Borough School District (KG - 08) |
| Secondary School District | Watchung Hills Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $808,300 (+2.15%) Land $458,700 Building $349,600 | $808,300 (+2.15%) Land $458,700 Building $349,600 | |
| 2025 | $15,446.00 (+3.13%) | $791,300 Land $432,800 Building $358,500 | $791,300 Land $432,800 Building $358,500 |
| 2024 | $14,977.00 | ||
| 2023 | $705,400 Land $374,000 Building $331,400 | $705,400 Land $374,000 Building $331,400 | |
| 2022 | $14,429.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 137 Orchard Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 10 units insured incl. 4 condo units |
| Nearby Flood Claims | 4 (1978–2011) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Aug 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 137 Orchard Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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